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A wave of AI-generated videos circulating on social platforms has drawn regulatory and public attention after Meta removed a cluster of manipulated clips tied to public discourse in India, underscoring the accelerating threat posed by deepfakes and the strain on existing cybersecurity defences. The action has reignited debate over platform accountability, election integrity, and the pace at which safeguards are keeping up with generative tools.

Meta said the videos breached its policies on manipulated media and deceptive practices, adding that enforcement teams had detected coordinated behaviour designed to amplify misleading narratives. The company did not detail the creators or precise reach, but independent analysts tracking social traffic reported that some clips had amassed hundreds of thousands of views before moderation. The removals came amid heightened scrutiny of AI-driven misinformation as synthetic video and audio tools become cheaper, faster and harder to spot.

Security specialists warn that the technical leap in realism has lowered the barrier for malicious actors. Diffusion models and voice-cloning systems can now produce convincing footage with minimal training data, enabling impersonation, fabricated statements and false evidence. The risk profile extends beyond politics to financial fraud, reputational attacks and social engineering. Banks and insurers have flagged a rise in scams that combine deepfake video calls with stolen personal data to bypass verification checks.

India’s digital ecosystem amplifies the challenge. With one of the world’s largest online populations and intense engagement on short-video platforms, manipulated content can travel rapidly across languages and regions. Fact-checking groups say the velocity of sharing often outpaces verification, while takedowns, even when swift, can struggle to contain copies and re-uploads. Researchers at leading institutes have documented how watermark removal, compression artefacts and cross-platform reposting degrade detection signals.

Government authorities have been pressing technology companies to strengthen guardrails. Draft rules under the Information Technology framework emphasise due diligence for intermediaries, traceability of originators in defined cases, and clearer disclosures for synthetic media. Officials have also signalled expectations for labelling AI-generated content and responding promptly to lawful takedown requests, while balancing free expression and privacy. Industry groups argue that clarity on standards and timelines is essential to avoid uneven enforcement.

Meta has highlighted investments in detection and transparency, including classifiers trained to identify AI artefacts, partnerships with academic labs, and labels applied when confidence thresholds are met. The company also points to cross-platform threat sharing through industry forums to flag emerging manipulation techniques. Critics counter that adversarial innovation is moving faster than defensive models and that labels can be stripped or ignored, especially when content is shared outside original platforms.

Election experts say the stakes are rising as campaigns increasingly rely on video to reach voters. Even short-lived false clips can shape perceptions, sow doubt or distract from substantive debate. Studies of prior electoral cycles show that corrections often fail to reach the same audiences as the initial misinformation, leaving residual effects. Civil society organisations have urged a layered response that combines platform enforcement, rapid response hotlines, and public education on media literacy.

Cybersecurity firms are adapting with multi-signal approaches that fuse video forensics, network analysis and behavioural cues. Techniques include analysing eye-blink patterns, head-pose consistency, acoustic fingerprints and temporal anomalies, alongside monitoring coordinated posting patterns. Yet experts caution that no single method is foolproof. As generative systems learn to mimic these signals, defenders must iterate continuously, increasing costs for both sides.

The economic dimension is also coming into focus. Advertising clients are wary of brand adjacency to manipulated content, prompting demands for stronger brand-safety assurances. Meanwhile, startups offering verification, provenance tracking and content authentication are attracting investment. Standards bodies are promoting cryptographic provenance frameworks that embed origin metadata at creation, though adoption remains uneven across devices and platforms.

By K Raveendran Gold’s surge has turned a long-running Indian household instinct into a global macro trade. With spot prices pressing above the $4,500 an ounce mark late in 2025 and year-to-date gains running above 70 percent, the metal is headed for its strongest annual performance since 1979. The question now animating dealing rooms as […]

The article Gold’s Race To Magic $5000 Most Keenly Watched Milestone For 2026 appeared first on Latest India news, analysis and reports on Newspack by India Press Agency).

The report estimates that the UAE currently supports about 8.5 million jobs across its economy, of which roughly 169,000 are technology-focused roles. While this represents only a small fraction of total employment, the pace of change is expected to intensify as organisations automate processes, modernise legacy systems and respond to new regulatory and security requirements. Analysts tracking the Gulf labour market say the country’s ambition to position itself as a global hub for digital services, advanced manufacturing and knowledge industries is translating into long-term workforce demand rather than short hiring cycles.

Economic planners have prioritised sectors that combine high productivity with export potential, including financial technology, health technology, clean energy systems, logistics platforms and smart infrastructure. Programmes aligned with national digital strategies are encouraging public bodies and state-linked firms to move services online, adopt AI-enabled decision tools and integrate data across departments. Each of these shifts creates secondary demand for software developers, data engineers, cloud architects and IT service managers, while also reshaping non-technical roles that require digital fluency.

ServiceNow’s analysis suggests that technology roles are expanding faster than overall employment growth, even as traditional sectors such as retail, hospitality and construction continue to add jobs. Employers surveyed for the study reported difficulty filling specialised digital roles, particularly in cybersecurity operations, enterprise platform management and AI workflow design. These shortages are contributing to wage premiums for experienced professionals and increased investment in training pipelines.

Education providers and corporate academies have responded by scaling certification programmes, apprenticeships and mid-career conversion schemes. Universities in the UAE have expanded computer science and engineering intakes, while partnerships with global technology firms aim to align curricula with enterprise needs. Industry observers note that demand is not limited to coders; roles in product management, digital compliance, IT service delivery and change management are growing as organisations seek to embed technology into core operations.

Demographics and migration policy also shape the employment outlook. The UAE’s ability to attract skilled expatriates remains a central factor in meeting talent requirements, particularly for niche technical expertise that takes years to develop. Long-term residency options and sector-specific visas have helped stabilise the workforce, reducing turnover in high-demand roles. At the same time, localisation initiatives encourage employers to invest in training citizens for private-sector technology careers, broadening the domestic talent base.

Beyond pure technology positions, the report highlights a rise in hybrid jobs that combine domain knowledge with digital skills. In banking, compliance specialists increasingly work alongside data analytics teams; in healthcare, clinicians are expected to engage with digital records and AI-assisted diagnostics; in energy and utilities, engineers manage sensor-driven systems and predictive maintenance platforms. This blending of skills expands the effective footprint of the tech workforce beyond headline job titles.

Regional competition for talent is intensifying as neighbouring economies pursue similar diversification strategies. Salaries, quality of life and career progression prospects are key differentiators, according to recruitment firms operating in the Gulf. The UAE’s mature infrastructure, regulatory clarity and concentration of multinational headquarters continue to attract professionals, though employers face pressure to offer flexible working arrangements and clear upskilling pathways.

In partnership with SBS, Australia’s multicultural and multilingual public broadcaster, Coca-Cola delivered a 24-hour Christmas Day broadcast of heartfelt carols and messages of gratitude, bringing Filipino families closer to loved ones working in Australia this festive season.

SYDNEY, AUSTRALIA – Media OutReach Newswire – 26 December 2025 – For millions of Overseas Filipino Workers (OFWs), Christmas carries a quiet longing: another year spent celebrating from thousands of miles away. This year, Coca-Cola set out to bring the warmth of home back to them through SoundOfHome.FM, a 24-hour Christmas broadcast that turned Australia’s airwaves into a powerful audio love letter from families in the Philippines, connecting people across thousands of miles.

The holiday season is meant to be joyful, yet for many OFWs, the weight of distance can dim the spirit they work so hard to sustain for others. Grounded in the global Christmas insight that “the pressures of the holidays steal the Christmas spirit from the true givers,” Coca-Cola sought to uplift these unsung heroes in a way that only Coca-Cola could: through the familiar, comforting Sounds of Home.

More than an airwave takeover, SoundOfHome.FM became an emotional conduit, a continuous stream of Caroloke (carol + karaoke), touching dedications, and heartfelt messages of gratitude recorded by families across the Philippines dedicated for the loved ones they miss every day. It allowed love to travel across oceans in the most human way possible.

“This initiative comes from a place of deep respect for the people who give so much of themselves from far away, a recognition of their immense, yet quiet sacrifices,” shared Francis Izon Reyes, Coca-Cola Marketing Director for ASEAN & South Pacific. “We know that during the holidays, the distance and not being with family can feel heavier than ever. With SoundOfHome.FM, we wanted to bring a moment of comfort, a small piece of home to Filipinos overseas – a familiar voice, a favourite carol, something to remind them that their sacrifice, love, and dedication are seen, valued, and deeply appreciated. That is the real spirit of Christmas, and we are honoured to help bring it to life.”

The groundwork started weeks before Christmas Day, where Coca-Cola brought the Philippines together through a nationwide Caroloke Caravan —visiting key cities and major Pasko (Christmas) Festivals to help families record personalised messages and carols. From children singing their parents’ favourite Christmas songs to spouses whispering the ‘thank you’ they’ve held onto all year, each message carried profound emotional weight.

Families also had access to a digital platform where they could upload dedications remotely. A unique notification system ensured OFWs received personalised alerts inviting them to tune in once their family’s message was scheduled to air, guaranteeing the moment would reach its intended recipient.

The 24-hour broadcast went on air from 6pm on Christmas Eve to 6pm on Christmas Day, bringing festive cheer to listeners throughout the broadcast. It was a day of celebration and nostalgia, a reminder that even when ocean separate families, the sound of home can still find a way.

Coca-Cola also released a powerful Christmas film titled, ‘Sound of Home’. Filmed across Australia, it captures real, authentic reactions from OFWs as they hear their families’ voices mid-shift: a mechanic wiping away tears inside a garage, a convenience store clerk stunned into silence, a kitchen hand breaking into a smile that says everything. These moments reveal a simple truth — sometimes, hearing someone you love is enough to feel home again.

Reyes added, “Our simple wish is that with this project, we hope we were able to bring even a moment of warmth to those spending Christmas far from home. If the Sound of Home helped one person feel remembered even for a few seconds, then we’ve done something meaningful this season.”

Nikhil Panjwani, Executive Creative Director Ogilvy @WPP OpenX, the creative agency supporting the campaign, commented, “Christmas is about togetherness, but for millions of OFWs, it’s defined by distance. SoundOfHome.FM was our way of using something as simple as radio to bring families closer — if only for a moment — on a day when it matters most. We couldn’t shorten the distance — but we did close the silence with a 24-hour love letter, in audio form.”

The Sound of Home initiative reinforces the Coca-Cola^TM brand’s longstanding belief in the power of human connection. By uplifting those who give so much of themselves during the holidays, Coca-Cola celebrates the real magic of Christmas — the simple yet profound moments that bring us back to one another.

Even when families are oceans apart, the feeling of home can still find its way through.

Watch the Sound of Home film on YouTube or visit SoundOfHome.FM to learn more. Follow us on Facebook and Instagram to get the latest news about the brand.

Hashtag: #Coca-Cola

The issuer is solely responsible for the content of this announcement.

About Coca-Cola ASEAN & South Pacific

The Coca-Cola Company (NYSE: KO) is a total beverage company with products sold in more than 200 countries and territories. Our company’s purpose is to refresh the world and make a difference. The Coca-Cola ASEAN and South Pacific (ASP) operating unit serves 25 diverse countries across Southeast Asia, Australia, New Zealand, and the Pacific Islands. We offer a diverse portfolio of great-tasting beverages including sparkling beverages, water, juices, dairy, nutrition, sports, and tea. We’re constantly transforming our portfolio, from reducing sugar in our drinks to bringing innovative new products to market. We seek to positively impact people’s lives, communities, and the planet through water replenishment, packaging recycling, sustainable sourcing practices, and carbon emissions reductions across our value chain.

Together with our bottling partners, we help bring economic opportunity to local communities across the region.

Learn more at www.coca-colacompany.com and follow us on X, Instagram, Facebook, and LinkedIn.

About OpenX

WPP Open X is a bespoke global agency model created in November 2021 for The Coca-Cola Company that’s integrated at its core and unprecedented in its scale. Our work spans across over 200 brands in 195 countries and provides access to the entire agency network and the best talent, capabilities and resources in and outside of WPP. Combining scale and agility, WPP Open X supercharges creativity and is a multiplier for growth and innovation.

A year later, the landscape has morphed into something far more complex, rippling with tariff shocks, persistent inflation, rising bond yields, and growth downgrades across traditional economic powerhouses. The world feels as if it is moving through a narrow channel, buffeted by waves from every direction. And yet, amid all the noise, Asia has not only held its ground but stepped forward with a clarity and confidence that few regions can match.

Why Asia Now: A New Era of Resilience, Growth, and Opportunity

The forces shaping Asia’s rise have been gathering momentum for decades. What we are witnessing now is their convergence. Asia is not simply adapting to global volatility, it is redefining the foundations of resilience and growth. Its economies are becoming wealthier, stronger, and more self-reliant, and its real estate markets are revealing layers of opportunity that long-term investors have waited years to see.

The near-term picture, though challenged, underscores this resilience. Tariffs have uneven effects, and countries with strong domestic engines such as Australia are absorbing shocks with surprising ease.

But it is the longer horizon that illuminates Asia’s true arc. The region’s working-age population and middle class have expanded at a breathtaking pace, setting the stage for decades of consumption-led dynamism. Education levels are rising, service sectors are flourishing, and manufacturing capabilities are climbing the value chain.

Meanwhile, intra-Asia trade has quietly become the backbone of global commerce, with Asia-to-Asia routes now forming the largest share of world trade. As the region turns inward, not in isolation, but in self-reinforcing collaboration, Asia ex-China is projected to contribute more to global growth than the United States and Europe combined.

Real estate, often seen as a mirror for economic sentiment, is telling a similar story. Transaction volumes across Asia have been less volatile than those in Western markets, and pricing has remained more stable, offering a predictable return profile. Supply constraints, elevated construction costs, and a decade-low pricing position relative to long-term trends are creating what can only be described as an extraordinary entry window.

Why Capital is Flowing into Vietnam

If Asia’s trajectory could be captured in a single idea, it would be the beginning of a Value Uprising, a structural rise in long-term asset worth, powered by demographics, policy, and economic integration, rather than speculation.

From this continental narrative emerges Vietnam, a nation whose ascent is increasingly impossible to ignore. Over the past decade, Vietnam has transformed from a rising star into a gravitational force for global investors. Supply chain diversification has accelerated its role as a manufacturing and logistics nexus. Even with global tariffs shifting, Vietnam’s logistics sector continues to expand in sophistication, efficiency, and international relevance. Its demographic profile, marked by a median age years younger than China, offers a demographic dividend that many Asian economies have already spent. And as Southeast Asia’s digital backbone grows, Vietnam is stepping into the spotlight as one of the region’s next major data-center markets, a signifier of future industrial depth.

Ho Chi Minh City, in particular, has entered a new chapter. Its standing among Asia-Pacific cities for investment and development has climbed steadily, reflecting not only macroeconomic resilience but the confidence of global capital. It has become a symbolic frontier, an emerging metropolis where the contours of modern Asia are being redrawn.

At the heart of Vietnam’s momentum lies another extraordinary phenomenon: The consistent and rising flow of remittances. Vietnam ranks among the world’s top recipients, and Ho Chi Minh City alone welcomed over USD 9.46 billion in 2023, USD 9.6 billion in 2024, and more than USD 5.3 billion in the second quarter of 2025.

A remarkable portion of these funds, around one-fifth, finds its way into real estate. But this is not passive investment. It is a gesture of return, of building a future homeland, of preparing for business, family, and retirement. It is long-term capital with long-term intent.

Vinhomes Green Paradise: A Hidden Gem Poised to Shine in Vietnam’s Real Estate Market

Regulatory reform is reinforcing this trust. The revised Land Law and Real Estate Business Law offer stronger protections and broader rights for Vietnamese citizens, including those living abroad. In a period where global currencies fluctuate and deposit rates decline, investors are increasingly confronting a hard truth: Holding cash is, in many cases, a slow erosion of value. As economist Can Van Luc notes, the VND has lost 3.4 percent of its value in two years, even as the USD depreciated. Real estate, therefore, is not merely an alternative, it has become one of the few asset classes capable of preserving and multiplying value in real terms.

Against this backdrop, regions entering new cycles of infrastructure development are drawing accelerated capital inflows. And among them, one name rises above all others: Can Gio.

For decades, Can Gio stood quietly at the edge of Ho Chi Minh City, an ecological jewel, admired but distant. Today, it has become the most powerful symbol of Vietnam’s coastal urban future. Massive infrastructure investment is reshaping its accessibility, and yet its real estate prices remain a fraction of central districts. Compared to Phu My Hung, Can Gio’s price base is nearly half; compared to Districts 1 and 3, just one-fifth. The gap is not a discount, it is untapped potential waiting to be realized.

The emergence of Vinhomes Green Paradise has pushed this transformation into global consciousness. As the first official participant in the New7Wonders “7 Wonders of Future Cities” campaign, the project is channeling the same catalytic energy once witnessed in iconic developments. Internationally, such recognitions do not merely elevate prestige, they accelerate valuation cycles, attract global capital, and redefine a city’s future skyline.

With its one-of-a-kind geographic formation and proximity to Can Gio’s million-year-old biosphere reserve, Vinhomes Green Paradise stands as a once-in-a-century asset. It embodies scarcity in its purest form, an asset class that cannot be replicated, reshaped, or reborn elsewhere.

And that is where the narrative converges. Asia’s rise, Vietnam’s momentum, Ho Chi Minh City’s evolution, and Can Gio’s emergence are not isolated stories. Together, they form a new investment epoch characterized by structural uplift, demographic acceleration, and a rapidly expanding middle class. It is the era of the Value Uprising, a phase in which the forces of economics, policy, population, and global capital align to propel real estate into a new price horizon.

In moments like this, markets rarely wait. History shows that investors who move early define the benchmark for everyone who follows. The question is no longer whether Asia will rise, or whether Vietnam will lead, or whether Can Gio will transform. The question, now, is whether investors will seize a moment that may not return for another generation.

Sources:

https://www.hines.com/asia-real-estate-opportunity-in-the-midst-of-uncertainty

https://knowledge.uli.org/-/media/files/emerging-trends/2026/emerging-trends-in-real-estate-2026-asia-pacific-report.pdf?rev=2036660434a44fa982b1ba913ffc2a2a&hash=87D5584C38EA219C1F1A50DC8E04FC7B

Hashtag: #Vinhomes

https://vinhomes.vn/en

The issuer is solely responsible for the content of this announcement.

Positioning Vietnam as Production-Export Hub to Global Markets, with SCGD Leading Decorative Surface Materials and Ceramic Tiles Market Ready to Drive Cement Business Expansion of Low-Carbon Products to Global Markets

HCMC, VIETNAM – Media OutReach Newswire – 25 December 2025 – SCG continues its Regional Optimization strategy, positioning Vietnam as a Strategic Hub in the ASEAN region for manufacturing and exports to global markets. SCG Decor (SCGD) supports PRIME GROUP in expanding production capacity for high-quality tiles to meet growing demand. The cement and building materials business in Vietnam is accelerating development of low-carbon cement for both domestic sales and global exports under the Green Building policy
to create sustainable growth while enhancing quality of life.

Mr. Kulachet Dharachandra, Country Director – Vietnam, SCG, stated: “Vietnam is a strategically important country for SCG, with total investments exceeding 7 billion US dollars across 28 companies, representing 28% of SCG’s total assets. This covers chemicals, cement, building materials, packaging, and logistics businesses to serve both domestic and export market demands, enhancing competitive capabilities and building comprehensive production and supply chain potential.

Under the Regional Optimization strategy, SCG combines the strengths of Thailand and Vietnam in digital technology, artificial intelligence and automation, safety standards, and plant management, as well as social, environmental, and governance practices following ESG principles. Vietnam is a high-growth potential market due to its economy, government infrastructure policies, and increasing Green Building trends. It also has consumers with purchasing power for high-quality products and a large consumer base of over 100 million people, plus export potential with efficient production costs, which strengthens sustainable business growth and elevates quality of life in the region.”

SCGD supports PRIME GROUP, Vietnam’s Number One Market Leader of Decor Surface

PRIME GROUP, the flagship business in which SCG acquired shares in 2012, is the market leader of decorative surface materials in Vietnam and will be a key force strengthening SCGD toward its goal of becoming ASEAN leader.

Mr. Numpol Malichai, The Chief Executive Officer and President of SCG Decor Public Company Limited, stated: “Vietnam’s economy is growing, the middle class is expanding, and the real estate market is recovering in mid-range to premium residential projects that favor Glazed Porcelain (GP) tiles, leading to continuously increasing demand for these products.

PRIME has sales revenue of approximately 5,500 million baht with total production capacity of around 80 million square meters. The company plans to invest in expanding GP tile production capacity from 19 million square meters in 2025 to 25.6 million square meters in 2026, targeting expansion to 45 million square meters by 2030 to align with increasing demand. PRIME can also manage and control production costs of GP tiles to be able to competitive with the products from world-class competitors. This cost advantage supports PRIME to become the strategic production and export base of SCGD, strengthening the Regional Optimization strategy for sustainable growth.

In response to market change and maintain competitive level, PRIME invested in Biomass Gasifier systems at the Pho Yen plant to replace fossil fuel with biomass, thereby reducing energy costs and greenhouse gases, supporting Vietnam to become the strategic export hub to ASEAN and other countries. Furthermore, PRIME’s products meet customers’ needs of all market segments with product offering that covers innovative design and health and safety functions that are well-recognized throughout the Asian region. This supports business growth along with environmental care enhancement. Additionally, SCGD grows bathroom business and strengthens COTTO brand in the ASEAN market with over 44 distributors appointed in Vietnam, as well as growing Complementary products such as adhesive and grout, and others.”

SCG Low-Carbon Cement Supports Vietnam’s Infrastructure and Green Cities, Advancing Its Role as a Global Export Hub

SCG Cement and Building Materials has operated in Vietnam for more than 20 years, with 11 companies across the cement, roofing, and building materials businesses. With production bases located in the central and southern regions, the company supports domestic market growth while also serving as a strategic manufacturing hub for exports to global markets.

Mr. Wichet Chuchaeu, Country Director – Vietnam, SCG Cement and Building Materials Business, stated: “Vietnam’s economy continued to expand in 2025, driven by growth in the industrial and construction sectors. Accelerated government infrastructure investment has supported a steady recovery in demand for building materials and cement—especially low-carbon cement, whose growth aligns with national policies such as the 2050 Net Zero Emission commitment and the Green City policy, which targets that by 2050 at least 50% of new urban areas and 10% of all cities nationwide must meet government-defined green city criteria.”

The cement business has an annual production capacity of 3 million tons of clinker and 4 million tons of cement. Vietnam is the best-managed production-cost base among SCG’s regional cement operations, positioning the country not only as a strong domestic supply base but also as a key hub for exports. SCG currently exports both low-carbon cement and clinker to America, Europe, Africa, Oceania, and Asia.

SCG Cement continues to enhance environmental performance through the use of alternative and recycled materials, reduced coal consumption via alternative fuels such as biomass and refuse-derived fuel (RDF), and the implementation of Waste Heat Recovery (WHR) systems that significantly reduce natural resources, lower energy consumption and reduce CO2 emission.

These initiatives have earned SCG recognition through international environmental standards, including Singapore Green Building Product certification and International Environmental Product Declaration (EPD) System certification—affirming sustainability from production through to finished products.

“Our investment strategy and production cost optimization under the Regional Optimization concept have strengthened SCG’s competitiveness. Vietnam is now positioned as a central hub for manufacturing and exporting quality products to global markets. This supports growing demand for high-quality surface materials and environmentally friendly building materials, contributing to green city development and sustainably enhancing the quality of life for people in Vietnam and the region.”, Mr. Kulachet concluded.

Hashtag: #SCGCement

The issuer is solely responsible for the content of this announcement.

From December 2025 till March 2026, the bustling seasons present convergence of multiple spending needs for many households. Acknowledging that this might raise the need for flexible liquidity, AEON Bank provides a solution to address such budgetary constraints in the form of the PF-i; an inclusive, hassle-free financing facility, easily accessible via its digital banking app.

Optimising a Risk-Based Pricing (RBP) framework to determine a competitive and personalised profit rate, AEON Bank ensures that customers can seamlessly apply for PF-i online, as long as they are Malaysian citizens aged 18 to 55, with a minimum monthly gross income of RM2,500 – be it salaried employees or self-employed individuals, freelancers, as well as gig economy workers.

Aligned with Shariah banking principles, PF-i offers financing facility from RM1,000 up to RM100,000 with flexible tenure options ranging from 3 to 84 months, allowing for repayments tailored to individual budget needs. The Flat Profit Rate starting from 3.88% p.a. and a nominal Wakalah Fee of RM1 is applicable upon acceptance.

The entire process, from the application to fund disbursement are all managed online via the AEON Bank app. This simplifies the process and eliminates the need for physical paperwork or branch visits. To apply for PF-i, customers simply need to follow these steps :

• Step 1 : Activated Savings Account-i pre-requisite

Download the AEON Bank app and activate the Savings Account-i, prior to applying for PF-i.

• Step 2 : Eligibility check and employment details

Applicants must be Malaysian citizens aged 18 and above, earning a minimum monthly gross income of RM2,500 – either as salaried employees, self-employed or gig workers.

• Step 3 : Financing selection

Select the preferred financing amount ranging from RM1,000 up to RM100,000 and flexible repayment tenure, with options between 3 to 84 months.

• Step 4 : Supporting document submission

Upload the latest EPF (KWSP) statement, reflecting the latest consecutive 6-months contributions (for salaried workers) or latest consecutive 6-month bank statement (for self-employed/gig workers).

• Step 5 : Approval and fund disbursement

Applications will be processed immediately and upon approval, funds will be disbursed directly into the applicant’s AEON Bank Savings Account-i. Repayments will be automatically deducted via monthly auto-debit.

PF-i enables Malaysians to access a Shariah compliant financing facility to ease their needs; be it an emergency financial support, family budget constraint, small renovation, vehicle repair or a much needed financial aid to bridge the temporary cashflow gaps.

For comprehensive details on the Personal Financing-i (PF-i), including full terms and conditions, click here to browse the website and scan the QR Code to download the AEON Bank app: https://www.aeonbank.com.my/api/qr-handler

Hashtag: #AEONBank #DigitalBanking #IslamicDigitalBank #ShariahCompliant #FinancialInclusion #IslamicFintech #PersonalFinancing

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The issuer is solely responsible for the content of this announcement.

AEON Bank (M) Berhad

AEON Bank (M) Berhad is the first digital Islamic bank in Malaysia, licensed and regulated by Bank Negara Malaysia and the Ministry of Finance. Officially launched on 26 May 2024, we currently offer a suite of Shariah-compliant products and services under the Personal Banking and Business Banking (AEON Bank Biz).

Our Personal Banking offerings are 100% accessible via the AEON Bank app, namely the deposit Savings Account-i, AEON Bank x Visa Debit Card-i, Personal Financing-i, Term Deposit-i, Savings Pots, DuitNow QR, utility bill payments, personal financial management and budgeting tools with Neko Sensei, and a range of digital payment services with strategic partners and merchants, as well as Neko Missions, Malaysia’s first gamified digital banking interactive rewards programme.

On 8 August 2025, AEON Bank (M) Berhad officially launched AEON Bank Biz, anchored by the Current Business Account-i and integrated cash management capabilities, with the initial onboarding of vendors from AEON Credit Service (M) Berhad and suppliers within the broader AEON ecosystem. The targeted approach is designed to create an integrated value chain linking AEON’s retail and financial services networks, supporting strategic growth and greater inclusivity. AEON Bank Biz offers streamlined processes for account onboarding, credit assessments and financial services, utilising AI-driven fintech solutions to enable simplified procedures, faster approvals, and an enhanced digital banking experience for business owners and entrepreneurs. AEON Bank Biz’s products and services will soon be extended to more local businesses and entrepreneurs across Malaysia.

Being part of the AEON Group conglomerate, AEON Bank (M) Berhad is equally held by AEON Financial Service Co. Ltd. (AFS Japan) and AEON Credit Service (M) Berhad (ACSM). AFS Japan is responsible for the AEON Group’s financial services businesses, with strong roots in the retail sector which operates in Japan and 10 countries across Asia and it is. AEON Group is Japan’s largest retail group and it is a pure holding company that comprises eight core businesses.

AEON Group Malaysia consists of several entities, namely, AEON Co. (M) Bhd, AEON Credit Service (M) Berhad, AEON Bank (M) Berhad, AEON BiG (M) Sdn Bhd, AEON Fantasy (M) Sdn Bhd, AEON Delight (M) Sdn Bhd, AEON Global Supply Chain Sdn Bhd and Malaysian AEON Foundation (MAF). AEON Group has been a recognizable household brand with more than 200 years of history and evolution in Japan since the Edo era, along with 4 decades of growth in Malaysia, providing consumers with daily financial solutions and diversified retail convenience.

Our cloud native agility and AI optimisation, combined with the strength of our Shariah DNA, Malaysian roots and Japanese heritage are our distinguishing factors, while the integration with the AEON ecosystem gives us a competitive advantage of being the only bank in Malaysia with its own nationwide retail network. On top of that, AEON Points loyalty programme offers customers value-added benefits and meaningful rewards, as the AEON Points can be redeemed into cash value, deposited directly into customers’ AEON Bank Savings Account-i.

AEON Bank (M) Berhad is committed to provide accessible financial solutions for Malaysians and we aim to empower the community in pursuing their financial aspirations and achieve economic independence, hence fostering a more inclusive financial future for all. We will continue to contribute towards the Islamic banking development in the region and the nation’s digital economy.

Japan’s MONJI+—A WebOps Enablement Platform Inspired by Voices from 77 Countries—Launches Its English Edition

OSAKA, JAPAN – Media OutReach Newswire – 24 December 2025 – ALAKI Inc., celebrating its 15th anniversary, has officially launched the English edition of MONJI+, an evolution of its 2018-born feedback tool MONJI β, now reimagined as a comprehensive WebOps Enablement Platform.

Alongside its free plan, available indefinitely, MONJI+ begins its full-scale expansion into the ASEAN market, helping teams elevate their website operations. In addition, a free Academic Edition is now offered to educational institutions to foster the next generation of web and IT talent.

▶️ Learn more about MONJI+

Since its launch in Japan in 2018, MONJI β has been adopted by web agencies, corporations, and advertising firms worldwide—across 77 countries and regions—streamlining feedback workflows for website management and development.

In everyday website operations, teams often face:

• Feedback scattered across tools and channels
• Miscommunication between internal teams and agencies
• Unclear priorities that fail to drive results
• Knowledge loss when members change
• Valuable learnings buried and forgotten

MONJI+ connects creation, publishing, maintenance, and optimization into a single workflow—eliminating silos and enabling all members to move forward toward shared goals.

▶️ See how MONJI+ transforms your workflow

Since its official launch in Japan in January 2025, MONJI+ has rapidly spread among enterprises and educational institutions. It is increasingly adopted as a practical standard among agencies and in-house teams, improving productivity and measurable outcomes.

During forums and seminars held alongside the Expo 2025 Osaka, Kansai, Japan, ALAKI engaged with government representatives and industry leaders from around the world.

The feedback was clear: inefficiencies in website operations, lack of improvement cycles, and a shortage of web marketing expertise are universal challenges. But one issue stood out above all—the shortage of skilled web and IT professionals.

Some governments even requested that MONJI+ contribute to national web/IT talent development, not just productivity gains. Following the Expo, inquiries from multiple countries confirmed the demand, prompting the official release of the English edition of MONJI+.

As part of its ASEAN expansion, ALAKI visited SWITCH 2025 (Singapore Week of Innovation & Technology), held from October 29–31. Through dialogues with government agencies, corporations, startups, and academic institutions, the importance of website operations productivity and digital talent development was reaffirmed.

Insights from leading ASEAN web and IT innovators will continue to shape the evolution of MONJI+.

Eliminate inefficiencies and dependency on individuals—enhancing both productivity and performance in website operations.

• Workflow Efficiency: Centralize feedback and progress tracking to prevent oversights
• Error Reduction: Detect typos automatically with AI proofreading
• Results-Oriented: Integration with analytics tools helps identify improvement areas instantly
• Team Collaboration: Share real-time updates across internal and external members
• Knowledge Building: Use the Wiki feature to retain expertise and reduce training costs

▶️ Explore MONJI+ features

MONJI+ evolves beyond a simple management tool—it becomes an AI-driven partner that learns from operational data to support human decision-making and creativity.

Our vision: a human-in-the-loop “Agentic WebOps” environment that helps teams achieve outcomes with AI-assisted decision support.

Available AI Features:

• AI typo and error detection for feedback
• AI chatbot assistance

Upcoming AI Features (Examples):

• Content suggestion and creation
• Feedback trend analysis and improvement recommendations
• Design assistance
• Webpage performance analysis and enhancement

• Global Marketing Agency (Singapore): “Sharing the same interface greatly improved collaboration across our international offices.”
• Web Production Agency (Japan): “Centralized feedback management accelerated delivery times by roughly 30%.”
• E-commerce Company (Japan): “By linking with an analytics tool, we identified key improvement areas instantly—our conversion rate increased by over 20%.”
• Recruitment Platform (Japan): “With AI detecting typos automatically, our job listing checks became faster and more reliable.”

Discover how MONJI+ envisions the future of website operations.

▶️ Watch the Vision Video

“Website operations shouldn’t be about chasing scattered messages—it should be about generating results that matter. With MONJI+, we unify feedback, workflow, and analytics, while AI suggests the next strategic move. Our mission is to help ASEAN teams reach outcomes faster and more reliably.”

— Yuji Yamauchi, Founder & CEO, ALAKI Inc.

• Forever-Free Plan: Access essential functions without time limits
• 30-Day Free Trial: Experience all features in a live environment

▶️ Start your free 30-day trial now

To empower the next generation of web and IT professionals, MONJI+ offers an Academic Edition free of charge to universities, vocational schools, and online programs. Students and educators can experience real-world website operations, gain practical skills, and collaborate through shared projects.

▶️ Learn more about the Academic Edition

Hashtag: #MONJI+

The issuer is solely responsible for the content of this announcement.

Stricter municipal requirements for private schools and learning facilities across Saudi Arabia have been issued by the Ministry of Municipalities and Housing, widening oversight of environmental quality, safety standards and urban planning as the kingdom continues to reshape its education landscape.

The updated framework applies to nurseries, kindergartens, schools and large educational complexes, covering private educational buildings established on land zoned for education as well as facilities built on government land leased to the private sector. It also extends to education facilities developed on plots allocated for commercial use, bringing a broader range of premises under a single municipal rulebook.

These revised rules aim to raise school standards, officials familiar with the changes say, by aligning environmental and safety benchmarks with national urban development goals. Municipal authorities will now assess new and existing private education facilities against clearer criteria for site suitability, building design, infrastructure access and community impact, with the stated objective of improving learning environments while reducing planning conflicts in fast-growing urban areas.

Environmental quality features prominently in the requirements. Schools and learning centres must meet stricter controls on waste management, ventilation, natural lighting and noise mitigation, particularly in densely populated districts. Municipal inspectors are expected to pay closer attention to how campuses manage traffic flow during peak hours and how outdoor spaces are designed to minimise heat exposure, reflecting broader sustainability priorities embedded in local planning codes.

Safety standards have also been expanded, with new specifications for emergency exits, fire prevention systems, accessibility for students with disabilities and safe pedestrian access. Facilities operating on leased government land will be subject to the same technical checks as those on privately owned plots, removing earlier ambiguities over compliance responsibilities between landlords and operators.

Urban planning considerations mark a significant shift in how private education projects are approved. The requirements link school licensing more tightly to neighbourhood zoning plans, population density and existing public services. Education facilities built on commercially zoned land must now demonstrate compatibility with surrounding uses, including retail and office developments, and show how student movement will be separated from heavy traffic and delivery routes.

Education sector specialists note that the changes reflect a growing emphasis on coordinated urban growth rather than piecemeal approvals. Private schooling has expanded rapidly over the past decade, particularly in major cities such as Riyadh and Jeddah, driven by demographic growth and rising demand for international curricula. Municipal authorities have faced mounting pressure to ensure that this expansion does not strain infrastructure or compromise safety.

Operators are being given clearer guidance on minimum plot sizes, building heights and setbacks, as well as requirements for green spaces and recreational areas. While the rules do not prescribe specific architectural styles, they emphasise functional design and durability, encouraging materials and layouts that support long-term use and lower maintenance costs.

For existing schools, the requirements introduce a phased compliance approach. Facilities already in operation will be required to align with the new standards within defined timeframes, with municipalities expected to prioritise critical safety and environmental upgrades. Education providers that fail to meet key benchmarks could face restrictions on licence renewals or limits on student capacity until deficiencies are addressed.

Private education investors and school operators are assessing the commercial implications. Some developers see higher upfront costs, particularly for projects planned on commercial land where redesigns may be needed to meet zoning compatibility rules. Others argue that clearer standards reduce regulatory uncertainty and improve asset quality over time, making compliant schools more attractive to parents and financiers.

The rules also intersect with broader national reforms aimed at improving quality of life and diversifying the economy under long-term development strategies. By tightening oversight of private education facilities, authorities are signalling that growth in the sector must be matched by higher standards of safety, sustainability and urban integration.

Municipal officials say enforcement will rely on closer coordination with education regulators to avoid duplication and ensure consistent interpretation of requirements. Digital permitting systems are expected to play a larger role in tracking compliance and scheduling inspections, although detailed implementation guidance is still being rolled out at the local level.

Thailand is moving quickly to reshape the digital map of Southeast Asia, with a surge in data centre construction and artificial intelligence investment shifting the country from a long-standing data transit role to a regional convergence point. New facilities clustered around Bangkok, Chonburi and the Eastern Economic Corridor are altering traffic flows, shortening latency across borders and drawing cloud, AI and content providers seeking scale outside established hubs.

The expansion reflects a change in how data moves across the region. Historically, much east-west traffic between South Asia, Greater China and the Pacific routed through Singapore before fanning out. With hyperscale campuses multiplying in Thailand, workloads are increasingly being processed and stored closer to end users, easing congestion and improving resilience. Network operators say the shift is visible in peering arrangements and cross-border fibre utilisation, with Bangkok emerging as a preferred interconnection point.

Policy has been a key driver. Authorities have offered investment incentives, fast-tracked permits and clarified power and land-use rules to attract large campuses. Grid upgrades and new renewable capacity have been prioritised to address the energy intensity of AI-ready facilities. The strategy aligns with a broader push to anchor higher-value digital services domestically, from cloud platforms and analytics to language models and industry-specific AI tools.

Global technology firms are responding. Cloud providers including Google, Microsoft and Amazon Web Services have expanded or announced investments to serve regional customers from Thai infrastructure, while chipmakers and systems integrators are working with local partners to deploy accelerated computing suited to AI training and inference. Industry executives cite Thailand’s central geography, improving power availability and maturing regulatory environment as decisive factors.

Domestic players are also scaling up. Telecom operators and property developers have formed joint ventures to build carrier-neutral sites, while energy companies are pairing data centres with solar and gas assets to stabilise supply. Universities and research institutes are increasing AI programmes to address talent gaps, with a focus on data engineering, cybersecurity and model governance. The goal is to ensure that infrastructure growth translates into local capability rather than pass-through capacity.

Competition across the region remains intense. Singapore retains strengths in finance, regulation and dense interconnection, but land and power constraints have pushed expansion elsewhere. Malaysia and Indonesia are adding capacity to serve fast-growing domestic markets, while Vietnam is drawing manufacturing-linked digital workloads. Against that backdrop, Thailand is positioning itself as a neutral aggregation point serving multiple neighbours within ASEAN, balancing scale with proximity.

Connectivity improvements underpin the shift. New submarine cable routes landing on both coasts, alongside terrestrial links to neighbouring countries, are diversifying paths and reducing dependence on a single choke point. Operators say this redundancy matters as enterprises distribute AI workloads across regions for cost, performance and regulatory reasons. Financial services, e-commerce and media firms are increasingly adopting multi-cloud strategies that favour locations offering reliable interconnection.

AI demand is shaping design choices. Facilities are being built with higher power densities, advanced cooling and space for accelerated hardware to support model training, while edge nodes closer to population centres handle inference and latency-sensitive tasks. This layered approach is changing how content delivery, language services and real-time analytics are deployed across Southeast Asia.

Under the leadership of Dr. Nalikatibhag Sangsnit, President of DAD, the multi-year redevelopment program reimagines state-owned land, one that treats public land not as a bureaucratic perimeter, but as shared civic infrastructure that prioritizes people, health, and nature.

“For decades, government districts in Thailand were designed to manage paperwork, not people,” Nalikatibhag said. “We wanted to reverse that logic. A city, especially a city owned by the state, must first work for human life: how people walk, how they rest, how they breathe, and how they coexist with nature in their daily routines.”

From Bureaucratic Grey to Green Living

The centrepiece of the initiative is the newly opened 5.1-rai landscaped connector between Buildings B and C, a site that once functioned primarily as a traffic corridor and noise buffer. The area has been transformed into a pedestrian-friendly green passage linking offices, transit access points and communal spaces within the Government Complex.

Designed as urban infrastructure, a climate buffer reduces heat, improves water absorption and supports daily movement across the site. It also opens previously restricted government land to wider public use, blurring the boundary between administrative space and the city around it.

The project aligns with Thailand’s broader sustainability frameworks, including environmental, social and governance (ESG) principles and the government’s bio-circular-green (BCG) economic model. Design features focus on expanding tree canopy, increasing permeable surfaces and creating flexible areas that can support exercise, informal gatherings and community activity.

A Scalable Blueprint for State-Led Urban Transformation

Over the past six years, DAD has increased green spaces within the Government Complex by more than 47 rai, and when combined with adjacent landscaped zones, the total reaches over 138 rai, creating one of northern Bangkok’s largest continuous public green areas.

Nalikatibhag describes the City of Green Lifestyles concept not as a one-off redevelopment, but as a template for future public-sector land use, particularly in rapidly urbanising Asian cities where governments remain among the largest landowners.

“This is about proving that sustainability is not an added cost or a branding exercise,” he said. “When green infrastructure is designed as part of the system, when it improves health, reduces stress, lowers energy demand and invites public use, it becomes economically rational and socially inevitable. The role of the state is not only to regulate cities, but to set an example of how cities should be lived in.”

Global Recognition for Innovation

DAD’s sustainability efforts have earned international acclaim. In 2025, the company became the only public-sector organisation to win the Asia-level International Innovation Awards for two consecutive years, recognising its Government Complex Smart City initiative and the GCC Super Application, a digital platform integrating transport, navigation, and public services within the complex.

The awards, selected from more than 160 entries across 30 countries, underscore Thailand’s growing leadership in sustainable and technology-driven public sector transformation.

Redefining the Role of the State in City-Making

Unlike large-scale urban megaprojects, the Government Complex Bangkok initiative relies on system-based, incremental transformation, repurposing existing assets instead of acquiring new land. Urban policy analysts note that this approach provides a scalable blueprint for other governments managing extensive real estate portfolios.

“A government city should not feel separate from everyday life,” Dr. Nalikatibhag said. “If public space eases the intensity of daily life, improves health and restores a sense of balance between people and nature, then governance itself becomes more humane.”

Hashtag: #CityofGreenLifestyles #GovernmentComplexBangkok #Nalikatibhag #Thailand

https://www.dad.co.th
https://www.facebook.com/DhanarakAssetDevelopment/

The issuer is solely responsible for the content of this announcement.

Dhanarak Asset Development Co., Ltd.

Dhanarak Asset Development Co., Ltd. is a state-owned enterprise under Thailand’s Ministry of Finance, responsible for managing and developing the Government Complex and related assets. DAD is committed to advancing sustainable, human-centered urban development and creating models for environmentally and socially responsible government infrastructure.

Aligned with the travel peak season at the end of the year, the campaign covers key destinations including Hong Kong SAR, Macau SAR, South Korea, Southeast Asia, Europe, North America and Oceania. Offline promotions extend to 30 major international airports, 65 premium shopping districts, 40 leading department stores, 15 outlet villages, as well as duty-free shops and luxury boutiques within 30 major global airports. The initiatives also encompass daily consumption, such as supermarkets, cosmeceutical retailers, dining spots, tourist attractions, entertainment, accommodation, local transportation and telecommunication services.

UnionPay has also customized activities for mobile payment methods, including UnionPay mobile QuickPass and UnionPay QR code payment, which are accepted in more than 100 countries and regions. For instance, in Australia and New Zealand, UnionPay cardholders can enjoy instant discounts when using UnionPay mobile QuickPass at participating merchants nationwide.

The year-end incentives have been further expanded to online scenarios. UnionPay has collaborated with digital entertainment platforms to accommodate the high-frequency online spending during the holiday, such as Hoyoverse Honkai: Star Rail top-up promotion, Apple Services promotion. In Australia, UnionPay has launched an online tuition payment promotion for students.

In select markets, UnionPay has partnered with local issuing banks to provide exclusive privileges for cardholders. For example, DBS Bank in Singapore offers UnionPay Platinum debit cardholders value-added benefits, such as cashback, fee waivers, airport lounge access and other travel-related perks.

UnionPay has built up a global payment network covering 183 countries and regions, providing stable and convenient payment support for cross-border travel and holiday consumption. Through in-depth cooperation with issuing banks, financial institutions and merchants, UnionPay has provided diverse holiday discounts and supporting services to optimize the consumption experience for cardholders.

Hashtag: #UnionPay

The issuer is solely responsible for the content of this announcement.

Why Micro-Credentials Matter

Micro credentials are short, focused courses designed to equip professionals with in demand skills quickly. Unlike full degree programs, they enable learners to upskill or reskill without disrupting their careers. For industries shaped by rapid technological change such as digital marketing, artificial intelligence (AI), cybersecurity, and sustainability, these credentials are becoming essential for staying relevant.

According to the World Economic Forum’s Future of Jobs Report 2025, 39% of workers’ core skills will change by 2030, and 59% of the global workforce will need reskilling to meet evolving demands. This shift, driven by automation, AI, and sustainability imperatives, makes continuous learning a necessity rather than an option.

Micro credentials bridge this gap by offering industry aligned, stackable learning experiences that can be completed in weeks rather than years. Research indicates that employers are 72% more likely to hire candidates with micro credentials, as these certifications validate practical, job ready skills.

SIM’s Commitment to Career Readiness

SIM Global Education (SIM GE) is at the forefront of lifelong learning, responding to the urgent need for professionals to stay competitive in a rapidly changing economy. Through its Centre for Micro-Credentials (CMC), SIM offers a curated portfolio of short, stackable courses designed to deliver future-ready skills in high-demand areas such as digital marketing, AI, cybersecurity, and sustainability.

These programs are industry-aligned and developed in consultation with employers and global education partners to ensure relevance and practical application. Each course provides actionable knowledge that learners can immediately apply in their roles, making them ideal for busy professionals seeking quick, impactful upskilling.

A distinctive feature of SIM’s micro-credential ecosystem is the integration of digital badges. These secure, verifiable credentials contain metadata about the achievement, issuer, and criteria. Learners can showcase these badges on platforms like LinkedIn, signalling to recruiters and employers that they possess specialized expertise in emerging fields. This visibility supports skill-based hiring, a growing trend among organizations seeking demonstrable competencies rather than just academic qualifications.

SIM also emphasizes flexibility and accessibility. Courses are delivered in bite-sized formats, often online or blended, allowing learners to progress at their own pace without disrupting their careers.

The Bottom Line

Micro-credentials represent a strategic shift in preparing for the future of work. As industries evolve rapidly, the ability to adapt, upskill, and demonstrate verified competencies is essential. Degrees provide a foundation, but they often lack the agility to keep pace with emerging technologies.

SIM’s micro-credential programs offer flexibility, relevance, and recognition, enabling professionals to stay competitive in a skills-driven economy. Learners can customize pathways, focus on areas like AI, cybersecurity, or sustainability, and earn digital badges that employers value in skill-based hiring.

Micro-credentials help professionals future-proof their careers, ensuring resilience amid automation and digital transformation. For organizations, they build a workforce that is agile and ready for tomorrow’s challenges.

References:

1. The Future of Jobs Report 2025 – https://www.weforum.org/publications/the-future-of-jobs-report-2025/in-full/3-skills-outlook/
2. Micro credentials offer accessible education for evolving workforce – https://dcs.wisc.edu/blog/microcredentials-offer-accessible-education/
3. World Economic Forum – https://www.linkedin.com/posts/world-economic-forum_skills-gap-reskilling-the-future-of-ugcPost-7283091514723819521-JmZr/
4. Career Sense & MySIM – https://www.sim.edu.sg/alumni/careersense-mysim
5. CMC – https://cmc.sim.edu.sg/s/alumni-landing
6. Digital Badge – https://learn.credly.com/blog/digital-badges-explained-what-why-how-and-when

Hashtag: #SIMGlobalEducation #SIMGE #GlobalEducation #InternationalDegree #CareerReady #FutureSkills

https://www.sim.edu.sg/

The issuer is solely responsible for the content of this announcement.

About SIM Global Education

SIM Global Education (SIM GE) is a leading private education institution in Singapore and the region. We offer more than 140 academic programmes ranging from diplomas and graduate diploma programmes to bachelor’s and master’s degree programmes with some of the world’s most reputable universities from Australia, Canada, Europe, United Kingdom, and the United States. SIM GE’s cohort is made up of 16,000 full- and part-time students and adult learners, of which approximately 36% are international students hailing from over 50 countries.

SIM GE’s holistic learning approach and culturally diverse learning environment aim to equip students with knowledge, industry skills and employability competencies, as well as a global perspective to succeed as future leaders in a fast-changing, technologically driven world.

For more information on SIM Global Education, visit sim.edu.sg