News related to
Code

By TN Ashok The 18th BRICS Summit, held at Bharat Mandapam in New Delhi on September 12–13, 2026, was never going to escape Washington’s shadow — and it didn’t. Even as Prime Minister Narendra Modi steered eleven member states toward a unanimously adopted New Delhi Declaration that pointedly avoided naming the United States, President Donald […]

The article India steers 18th BRICS summit deftly, keeps anti-West rhetoric at bay appeared first on Latest India news, analysis and reports on Newspack by India Press Agency).

Rahul Chari, PhonePe’s founder and chief product and technology officer, said the company is concentrating on AI deployments that produce measurable gains in operating, product or revenue metrics rather than adding the technology indiscriminately across its platform.

Chari told the Global Fintech Fest in Mumbai that the company’s approach starts with identifying operational bottlenecks where artificial intelligence can change outcomes. “Not everything that is an experience today gets genuinely better using AI,” he said. The emphasis, he added, is on a baseline shift in performance rather than the number of AI-labelled features. That approach is shaping investment across customer interactions, back-office workflows and engineering, while preserving conventional systems where automation offers little advantage.

The fintech processes close to 12 billion transactions a month and operates customer support with roughly 500 agents. Automation has increased the share of support cases handled without human intervention from about 90 per cent to 94 per cent, and PhonePe is targeting 96 per cent.

Chari said the remaining cases are harder because they often involve unusual circumstances, scattered information and the need for rapid responses. Large language models are being used to address those complex interactions, while human staff remain focused on cases that require judgement or escalation.

Fraud investigation is another area where automation has advanced. About 80 per cent of investigations can now be handled through automated systems, allowing specialist teams to concentrate on complicated incidents and new fraud patterns, according to the company’s account of its AI programme.

PhonePe is also extending artificial intelligence into consumer-facing services. It has been developing natural-language search that allows users to navigate the app, initiate tasks and reach relevant services using voice or text commands. The company is exploring broader conversational capabilities for personal finance, insurance and investment products.

Its search system, launched earlier this year using Microsoft Foundry, can interpret requests such as making a payment, recharging a FASTag or locating transaction information. PhonePe has said the interface is designed to reduce dependence on conventional menu navigation by directing users according to their stated intent.

Merchant products are another focus. PhonePe launched an AI-powered integration layer in May aimed at helping online businesses connect to its payment gateway through conversational instructions, reducing a process that can otherwise require developers to work through documentation and technical configuration.

The company followed in June with SmartPages, an AI-powered payment-page creator embedded in its payment gateway dashboard. Merchants can describe what they are selling in ordinary language, including vernacular languages, and the system generates product copy, selects relevant customer information fields and structures a mobile-oriented payment page.

PhonePe is considering further agentic functions for its business app, including answering merchant and customer queries and helping businesses create and distribute offers or coupons. The company has also examined tools that could connect commerce activity with services such as WhatsApp and Instagram.

Artificial intelligence is being incorporated throughout PhonePe’s software development process, including solution design, coding, code reviews, testing, deployment, troubleshooting and debugging. Internal tools include TraceMine for crash analysis, Lens for initial root-cause analysis using logs and deployment data, and KadAI for code orchestration and agent-based development.

Corporate functions are being brought into the same framework through an internal Agent Hub designed to let non-technology teams automate workflows. Legal, compliance, finance and human resources teams are among those using the platform.

PhonePe says the system was built for a regulated financial-services environment, with controls covering data access, leakage and localisation. Its architecture includes an in-house large language model router, open-source models hosted on company premises, and internal data and tools.

One target is the company’s new-product introduction process, where reviews involving compliance, privacy, legal, trust and safety can take about 30 days. PhonePe is exploring whether AI-enabled workflows can compress that process to less than a day.

EPFO announced the channel through its official account on X, sharing a direct joining link and QR code. The channel had more than 83,000 followers by Tuesday, reflecting early uptake among members seeking alerts on schemes, procedures, service changes and public notices.

The new channel, however, should not be confused with a transactional WhatsApp service. EPFO’s own digital platforms show that personal services such as checking an individual provident fund balance, viewing a passbook, filing claims or tracking claim status continue to be provided through authorised channels including the Member Passbook portal, Unified Member Portal and the UMANG application. The WhatsApp channel is designed primarily to broadcast information rather than display confidential account data.

That distinction is important because some descriptions circulating online have suggested that members can directly check balances or access account-specific information through the new channel. EPFO’s published service framework does not support that interpretation. The organisation separately offers balance enquiries by missed call and SMS for eligible members whose Universal Account Number, or UAN, is linked to the required records.

Members registered on the UAN portal can obtain their last contribution and provident fund balance by giving a missed call to 9966044425 from the mobile number registered with EPFO, provided the UAN is linked with at least one prescribed know-your-customer detail such as a bank account, Aadhaar or PAN. EPFO’s passbook portal also lists an SMS option using the format “EPFOHO UAN” with the relevant language code sent to 7738299899.

For a fuller range of services, EPFO directs members to UMANG. Official guidance lists facilities there including viewing the passbook, filing online claims, tracking claims, activating or obtaining a UAN, submitting Jeevan Pramaan and downloading a Pension Payment Order. The Unified Member Portal provides additional account and member functions after authentication.

The WhatsApp channel therefore expands EPFO’s communications reach rather than replacing those existing systems. Followers can receive official notices on a platform already used by millions of people for everyday messaging, potentially reducing dependence on users repeatedly checking websites or social media accounts for updates.

EPFO has increasingly used multiple digital channels to communicate with members and employers, including its website, X, YouTube, Instagram, Facebook and LinkedIn. Its employer portal currently directs users to those official accounts for news and updates, while its member-facing portals continue to handle authenticated services.

Members can follow a WhatsApp channel without exposing their phone number to other followers, but that privacy feature does not turn the channel into an authenticated account interface. Balance checks, claims and passbook access still require EPFO’s designated systems, where identity and account credentials are handled through verification processes.

The expansion also comes with a need for caution over impersonation and fraud. EPFO repeatedly warns members not to disclose Aadhaar numbers, PAN details, bank information, passwords, UAN credentials or one-time passwords in response to calls, messages, WhatsApp contacts or social media approaches. Its anti-fraud portal states that EPFO staff do not seek such personal or financial details through these channels.

Members joining the WhatsApp channel should therefore verify that they are using the link or QR code shared through EPFO’s official communication channels. A WhatsApp broadcast channel does not require users to send credentials to receive public updates, and any request for sensitive account information should be treated with suspicion.

For members who only want to stay informed about policy changes, deadlines, service interruptions or procedural guidance, the channel provides a convenient additional source. Those seeking personal account details must still use the authenticated EPFO systems or designated balance-enquiry services.

By R Suryamurthy The 2026 New Delhi Declaration arrives at a revealing moment for BRICS: two decades after the grouping emerged as a shorthand for the rising economic weight of the Global South, it is no longer merely demanding a larger seat at the table of global governance, but is beginning to construct the institutional […]

The article BRICS is not building a new order, but a hedge against the old one appeared first on Latest India news, analysis and reports on Newspack by India Press Agency).

DCWA is part of Tech Week Singapore and serves as a key platform for data centre operators, technology providers, and industry stakeholders to exchange insights and explore emerging technologies shaping the future of digital infrastructure.

As demand for digital infrastructure continues to grow, data centre operators face increasing pressure to maintain reliable operations while improving energy efficiency. Azbil applies its expertise in measurement, control, and automation to help optimize building and cooling-system operations in mission-critical environments.

At DCWA, Azbil will highlight its Building Automation solutions and specialized services for mission-critical environments, including an intelligent building management system and the chiller plant digital twin. These solutions leverage advanced technologies to improve energy efficiency, support informed decision-making, and enhance the reliability and resilience of critical infrastructure operations.

Guided by its Purpose, “Expanding Technological Frontiers, Unlocking Human Potential,” Azbil will continue to create new value through its advanced measurement, control, and automation technologies and through co-creation with customers and partners, contributing to more reliable, efficient, and sustainable digital infrastructure.

Event Overview

For details, please visit the following website.

• https://www.singaporetechnologyweek.com/data-centre-world

* Posted information is accurate as of the date of announcement.

Hashtag: #Azbil #DCWA

https://www.azbil.com
https://www.linkedin.com/company/azbil-southeast-asia-and-india/

The issuer is solely responsible for the content of this announcement.

About Azbil Corporation

Azbil Corporation, formerly known as Yamatake Corporation, is a leading company in building and industrial automation, using its measurement and control technologies to provide customers with high value-added solutions to make their operations more efficient and sustainable. Founded in 1906, the Azbil Group consists of 30 companies and operates in 16 countries, providing cutting-edge solutions and services to meet the diverse needs of its global customers. As of March 31, 2026, Azbil employed about 9,000 people worldwide and generated JPY 298.9 billion in revenue. To learn more about Azbil Corporation and its solutions, please visit Azbil’s website at https://www.azbil.com.

The product, unveiled at Global Fintech Fest 2026, combines machine-learning risk assessment, dynamic authentication and protection against eligible fraud chargebacks. PayU said the system evaluates cross-border card payments using transaction and behavioural signals, then determines how much authentication each payment requires.

Low-risk transactions can pass with less friction, while payments assessed as higher risk are routed through stronger authentication checks. The approach is intended to address a persistent problem in online commerce: controls that are too strict can reject legitimate customers, while weaker screening can expose merchants to fraud and chargeback losses.

PayU said merchants using the technology have recorded an improvement of about 4% to 5% in international card payment success rates while reducing fraud exposure. The figures are company data and were not independently audited in the announcement.

One online travel merchant using Fraud Liability Protect achieved a 14% rise in payment success rates and an 83% reduction in its fraud-to-sales ratio, according to PayU. The company did not identify that merchant or disclose the transaction volume, testing period or baseline behind those percentages.

Manas Mishra, chief product officer at PayU and Wibmo, said fraud controls should not undermine payment acceptance as merchants expand across markets. He said the product was designed to distinguish genuine and risky international transactions and to protect businesses against both human-initiated and AI-enabled fraud.

The liability element is significant because chargebacks can transfer the financial cost of disputed card transactions back to merchants. PayU’s own documentation describes a chargeback as a transaction reversal following a successful customer dispute. Under its fraud-liability programme, cases classified as covered fraud can be closed with PayU bearing the chargeback amount, subject to applicable terms and eligibility.

Fraud Liability Protect is integrated with PayU Checkout and is being positioned mainly for small and medium-sized businesses in travel, online travel agencies, airlines, e-commerce, quick commerce and food technology. These sectors can face direct revenue pressure when overseas cards are declined or fraudulent transactions later result in disputes.

Zomato is among the businesses using the service, PayU said. The food delivery platform is applying the system to international card transactions so lower-risk payments can proceed with fewer obstacles while higher-risk transactions remain subject to additional controls.

The product also seeks to reduce so-called false positives, where legitimate purchases are blocked because conventional controls treat them as suspicious. That can be especially costly for merchants serving customers abroad, where differences in card issuance, geography and spending behaviour may raise risk scores even when a transaction is genuine during automated screening.

The launch comes as payment providers increasingly use machine learning to balance fraud prevention with checkout conversion. Card-not-present payments create particular challenges because merchants cannot physically verify the card or cardholder, making transaction data, device information, behaviour patterns and authentication signals more important to risk decisions.

PayU already uses automated risk controls across its payment infrastructure. Its published security material says machine-learning models and real-time monitoring are used to identify potentially fraudulent transactions and abnormal patterns. The new service extends that approach by linking risk scoring directly with variable authentication and an explicit chargeback-protection layer for qualifying international card transactions.

PayU’s international payment gateway supports cards issued overseas and allows merchants to offer multiple currencies, while settlement to participating merchants is made in rupees under its terms. The company also offers 3-D Secure-based controls for international card processing, which are designed to add cardholder authentication when required.

The distinction between authentication and liability remains important. A transaction that passes authentication is not automatically immune from every dispute, and chargeback outcomes depend on card-network rules, reason codes and the conditions attached to the merchant’s payment arrangement. PayU’s documentation requires merchants to respond to chargeback notices within specified deadlines where a dispute requires documentation.

By R Suryamurthy The latest BRICS financial agenda is ambitious enough to suggest that the grouping is no longer content merely to complain about the inequities of the global economic order; it wants to build pieces of an alternative. But ambition, particularly in a grouping as diverse as BRICS, is cheap. The harder question is […]

The article Brics has a financial roadmap: The hard part is making it work appeared first on Latest India news, analysis and reports on Newspack by India Press Agency).