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The company announced pre-tax profit of VNĐ304 billion (US$12 million) for the final quarter, up 47 per cent year-on-year. For the whole year, pre-tax profit reached VNĐ907 billion, more than doubling 2024’s figure and exceeding the annual plan by 35 per cent.

These results highlight F88’s rapid expansion in serving mass-market customers who remain underserved by traditional banking institutions.

As of December 31, outstanding customer loans totalled VNĐ7.2 trillion, up 57 per cent from the beginning of the year, reflecting rising demand and the company’s growing operational capacity.

Disbursements in the fourth quarter alone reached nearly VNĐ5 trillion, up 40 per cent year-on-year and marking the highest quarterly level since the firm’s establishment. Total disbursements for 2025 rose 37 per cent to VNĐ16.5 trillion.

Revenue growth also accelerated. Fourth-quarter revenue climbed 53 per cent to nearly VNĐ1.21 trillion. Lending activities remained the main driver, contributing VNĐ1.05 trillion, or 86.4 per cent of total revenue, up 51 per cent. Insurance services generated VNĐ149 billion, surging 62 per cent and accounting for 12.2 per cent.

This diversified income structure has helped the company reduce reliance on a single revenue stream, while improving overall resilience.

Alongside expansion, F88 maintained a focus on risk management and portfolio quality. The on-time repayment rate remained stable at around 84 per cent. Net write-offs in the fourth-quarter stood at 3.1 per cent of average outstanding loans, slightly higher than previous quarters due mainly to prolonged storms and flooding through November, which temporarily affected borrowers’ repayment ability in impacted regions.

Operating efficiency improved, with the cost-to-income ratio declining to 45.3 per cent from 48.7 per cent a year earlier.

The combination of stronger scale, tighter risk controls and cost optimisation underpinned the company’s record annual performance.

Customer growth was another key driver. Nearly 76,700 new borrowers were added during the quarter, up 26 per cent year-on-year. New contracts almost doubled to 269,000. The proportion of repeat customers increased significantly, with returning borrowers accounting for 67 per cent of contracts, compared to 58 per cent in the first quarter, indicating rising customer trust and satisfaction.

F88 continued to expand across three main channels: its nationwide transaction office network, partnerships and digital services via the My F88 application. The blend of technology and physical outlets has enabled the company to scale while maintaining control over operations.

By the end of the year, the firm operated 950 transaction stores nationwide, up 82 from the start of the year and exceeding its 2025 target.

Strategic partnerships also strengthened distribution. Cooperation with e-wallet provider MoMo now allows more than 30 million users to directly access F88’s secured lending services through the MoMo app. Meanwhile, collaboration with Military Bank (MB) has enabled F88 to operate a agent banking model at all transaction points, processing over 100,000 transactions for MB customers during the year.

F88 Chairman Phùng Anh Tuấn said the results reflected the company’s consistent strategy of balancing expansion with financial discipline.

“Our fourth-quarter and full-year performance demonstrates our commitment to sustainable growth, customer-centric services and prudent risk management,” Tuấn said.

“In 2026, we will continue selective expansion, improve portfolio quality, develop complementary financial services and deepen strategic partnerships to reinforce our leadership in Việt Nam’s alternative finance sector.”

Beyond its business performance, F88 also gained recognition for corporate governance and workplace standards. The company was named a Best Managed Company by Deloitte Private and ranked among the top 100 best places to work nationwide by Anphabe and the Việt Nam Chamber of Commerce and Industry.
Hashtag: #F88

https://nhadautu.f88.vn/en

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Speaking during the engagement, Abdulla bin Touq Al Marri, Minister of Economy of the United Arab Emirates, said air traffic between the UAE and India continues to show strong momentum, with around 1,231 direct flights operating each week between cities in both countries. Those services are spread across multiple carriers and hubs, reflecting the depth of commercial, tourism and people-to-people ties that underpin the aviation relationship.

The scale of connectivity has few parallels globally. The UAE serves as a critical transit and destination market for travellers from India, while Indian cities form the largest single source of international passengers for UAE airports. Industry data indicates that traffic has surpassed pre-pandemic benchmarks on several routes, driven by a rebound in business travel, a sustained flow of expatriate workers, and rising leisure demand in both directions.

Officials discussed measures to ensure that bilateral air services arrangements remain responsive to market realities. Capacity management, slot allocation at congested airports, and coordination on safety and security standards featured prominently. There was also a focus on ensuring that regulatory processes keep pace with airline expansion plans, particularly as carriers introduce new wide-body aircraft and add frequencies to secondary cities.

Bin Touq noted that aviation cooperation has spillover benefits for wider economic engagement, supporting tourism, trade in services and cargo connectivity. Air freight was identified as a growing pillar, with belly-hold capacity on passenger aircraft playing an increasing role in moving high-value and time-sensitive goods, including pharmaceuticals, electronics and perishables.

From the Indian side, officials emphasised the importance of predictable access to UAE hubs for carriers as they scale up international operations. India’s airport expansion programme, which has added new terminals and greenfield airports across several states, is expected to unlock further growth in outbound travel. That expansion has altered traffic patterns, enabling more direct international services from tier-two and tier-three cities, many of which already have links to the UAE.

Airlines operating on the corridor include network carriers and low-cost operators, creating a competitive landscape that has helped keep fares in check while expanding choice. The presence of multiple hubs in the UAE has also diversified routing options, strengthening resilience during peak travel periods and operational disruptions.

Beyond capacity, the talks addressed cooperation on sustainability and workforce development. Both sides acknowledged mounting pressure on the aviation sector to curb emissions and improve fuel efficiency. While sustainable aviation fuel remains limited in supply and expensive, officials discussed the importance of policy alignment, pilot projects and knowledge sharing to accelerate adoption over time.

Training and skills were another area of interest, as airlines and airports face shortages of pilots, engineers and air traffic management professionals. Partnerships between training institutions and recognition of certifications were flagged as practical steps to ease bottlenecks without compromising safety standards.

Technology and digitalisation also featured, with attention on passenger processing, biometric systems and data sharing to improve the travel experience. As passenger volumes rise, authorities are seeking to reduce congestion through smarter border controls and interoperable systems that can be scaled across airports.

The civil aviation dialogue sits within a broader economic partnership that has deepened over the past two years, including trade and investment initiatives across manufacturing, energy and digital services. Aviation remains a visible barometer of that relationship, given its sensitivity to economic cycles and consumer confidence.

The SK Series is designed to operate reliably under high-speed conditions, delivering a maximum acceleration of 2.7G and a maximum rotational speed of 260 r/min. The rear chuck reaches position in 2.5 seconds, supporting rapid tube positioning and continuous cutting. According to internal testing, the system achieves up to 1.8 times higher processing efficiency at 2.7G compared with operation at 1G.

Precision is maintained through a laser head Z-axis speed of up to 60 m/min, supported by an upgraded adaptive following algorithm that enables fast and accurate height adjustment during cutting. The system also supports simultaneous loading and cutting, reducing tube loading time to approximately 8 seconds and increasing overall processing efficiency by more than 20%.

To ensure stability at high speeds, the SK Series features Bodor Laser’s proprietary arch-bridge structure. The three-dimensional triangular transmission design optimizes force distribution during rapid motion, improving mechanical balance and long-term stability.

The chuck system is manufactured from high-strength alloy materials and treated with advanced heat processing. Compared with the previous generation, positioning accuracy has improved by over 20%. In addition, front-chuck over-travel technology enables dual-chuck clamping for long tubes, ensuring consistent accuracy throughout the entire cutting process.

Addressing the industry’s shift toward small-batch, high-mix production, the SK Series integrates an AI-based intelligent nesting system that automatically optimizes cutting paths. Compared with conventional nesting methods, the system increases cutting efficiency by up to 30% and improves material utilization, resulting in annual savings of more than 1,000 tubes under comprehensive production conditions.

Optional configurations—including zero-tail cutting, bevel cutting, and loading and unloading following support—allow the SK Series to be adapted to a wide range of advanced manufacturing requirements. With the Extreme Speed concept, Bodor Laser aims to set new benchmarks for efficiency and reliability in tube laser cutting.

Hashtag: #BodorLaser

https://www.bodor.com

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Airport health authorities across parts of Asia have stepped up screening measures following confirmed Nipah virus infections in southern India, as governments move to limit the risk of cross-border transmission of one of the world’s deadliest zoonotic diseases. Thermal scanning, health declarations and targeted advisories for travellers arriving from affected regions have been expanded at several international gateways, according to aviation and public health officials.

Health officials say the steps reflect heightened vigilance rather than evidence of international spread. Nipah virus, which circulates naturally in fruit bats of the Pteropus genus, does not transmit easily between people but can cause severe respiratory illness and fatal encephalitis when outbreaks occur. The case fatality rate recorded in past outbreaks has ranged between 40 per cent and 75 per cent, making it a pathogen of particular concern for health systems with dense populations and high travel volumes.

Kerala has confirmed a small cluster of infections, triggering contact tracing, isolation of close contacts and temporary restrictions in affected localities. State authorities have emphasised that the outbreak remains contained, with surveillance expanded in hospitals and laboratories instructed to prioritise testing of patients with compatible symptoms. Central health agencies have issued advisories to states to strengthen infection-control protocols, especially in intensive care units.

Against this backdrop, several Asian countries have updated airport health protocols. Major hubs in Southeast Asia have reinstated temperature screening for passengers arriving from Kerala and neighbouring regions, while airlines have circulated guidance to cabin crew on recognising symptoms and handling suspected cases in flight. Travellers reporting fever, headache, cough or altered consciousness are being referred for secondary screening and medical evaluation on arrival.

Public health experts note that such measures are designed to buy time rather than eliminate risk entirely. Nipah virus has an incubation period that can extend beyond a week, meaning asymptomatic travellers may not be detected at borders. However, early identification of symptomatic cases can reduce exposure in crowded terminals and allow faster clinical intervention.

Regional travel checks widen amid Nipah concerns, health specialists say, reflecting lessons learned from previous outbreaks. Since Nipah was first identified in Malaysia in 1998 during an outbreak linked to pig farming, sporadic episodes have been recorded in Bangladesh and India, often associated with consumption of raw date palm sap contaminated by bats or close contact with infected patients. Bangladesh has reported more frequent outbreaks, with evidence of limited human-to-human transmission in hospital and household settings.

There is currently no approved vaccine or specific antiviral treatment for Nipah virus. Clinical management focuses on supportive care, including respiratory support and treatment of complications. Experimental therapies and vaccine candidates are under development, but none has reached late-stage approval. This places a premium on early detection, isolation and rigorous infection control.

Airports are a critical interface in that strategy. Aviation authorities say screening has been calibrated to avoid unnecessary disruption to travel while maintaining public confidence. Airlines operating routes to India have not reported cancellations, though some passengers have faced longer processing times at arrival halls.

Economic analysts point out that even limited health alerts can affect tourism-dependent economies if risk communication is mishandled. Governments have sought to strike a careful balance, emphasising that there is no general travel ban and that routine travel remains safe. Health ministries across the region have coordinated messaging through existing disease surveillance networks to ensure consistent guidance.

Within India, the outbreak has renewed scrutiny of zoonotic spillover risks linked to deforestation, urban expansion and climate variability. Ecologists note that changes in bat habitats can increase contact with human settlements, raising the likelihood of viral transmission. Public health planners argue that long-term prevention will require stronger integration of animal, human and environmental health policies under a “One Health” approach.

Ottawa and New Delhi are preparing for a high-level visit in March by Canadian Prime Minister Mark Carney, with negotiations entering an advanced stage on a cluster of agreements covering uranium supply, clean energy cooperation, critical minerals and artificial intelligence. Officials familiar with the talks say the visit is being positioned as a reset in economic engagement after a period of diplomatic strain, with both sides keen to lock in commercially binding deals that reflect shifting global supply chains and technology priorities.

The centrepiece of the expected package is an expansion of civil nuclear cooperation, anchored in long-term uranium supply contracts. Canada is among the world’s largest producers of uranium, while India has been seeking diversified and reliable fuel sources to support its nuclear power programme, which is projected to grow sharply over the next decade. Negotiators have been working to streamline regulatory clearances and pricing mechanisms to give utilities and suppliers greater certainty, while ensuring safeguards and compliance obligations are met.

Energy cooperation is set to extend beyond nuclear. Talks have included collaboration on clean hydrogen, carbon capture and storage, and grid-scale renewable integration. Canadian firms bring experience in cold-climate energy systems, advanced storage and emissions management, while India offers scale, manufacturing depth and ambitious deployment targets. Officials describe the approach as moving from memoranda of understanding towards projects with defined investment timelines and joint development structures.

Critical minerals form another pillar of the discussions. Canada’s reserves of lithium, nickel, cobalt and rare earths are increasingly viewed as strategic assets as governments seek alternatives to concentrated supply routes. India, pushing to build domestic battery and electronics manufacturing capacity, has been exploring offtake agreements, joint exploration and downstream processing partnerships. The proposed framework is designed to align mineral extraction with environmental and community standards, while enabling long-term supply security for manufacturers.

Artificial intelligence cooperation has emerged as a newer, fast-moving track. Policymakers on both sides have been weighing arrangements that combine Canada’s research ecosystem and talent pipeline with India’s large-scale data capabilities and application-driven innovation. Areas under discussion include healthcare diagnostics, climate modelling, financial services and public-sector digital infrastructure. Officials have emphasised the need for guardrails on data governance, intellectual property and ethical use, reflecting growing global scrutiny of AI deployment.

Trade officials say the March visit, if confirmed as planned, would also provide political momentum to broader commercial ties. Bilateral trade has grown steadily over the past decade but remains below potential, particularly in high-value manufacturing and services. Business groups in both countries have been urging clearer pathways for investment approvals, mobility of skilled professionals and dispute resolution mechanisms to reduce friction for companies operating across jurisdictions.

The strategic collaboration focuses on the research and development of enhanced L2++ autonomous driving technologies for future VinFast electric vehicles. VinFast’s current EV passenger lineup is equipped with Level 2 driving assistance features, and the upgraded L2++ system is already undergoing pilot testing on the VF 8 and VF 9 models. This partnership establishes a strong foundation for VinFast to progressively integrate more advanced autonomous capabilities across its full product portfolio, underscoring the company’s commitment to delivering safer, smarter, and more intuitive mobility experiences for customers worldwide.

In addition, the partnership will explore and develop the “Robo-Car” system — a first-of-its-kind AI architecture that eliminates the need for costly LiDAR, radar arrays, or HD maps. Instead, the system leverages seven standard cameras and a compact, high-performance computing chip capable of processing approximately 20 trillion operations per second, enabling advanced autonomous functionality at a fraction of the cost and complexity of traditional systems.

The Robo-Car system is powered by Autobrains’ Agentic AI architecture, which adapts to real-time driving scenarios with humanlike precision while minimizing computational demand and removing the need for costly hardware. Combined with Autobrains’ Air-to-Road localization, a camera-based mapping technology that fuses real-time visual data with satellite imagery to eliminate HD map dependence, this foundation enables a scalable and affordable Level 4 autonomous solution for both emerging and advanced markets. VinFast and Autobrains are now testing the Robo-Car in controlled zones in Hanoi, with plans to expand trials to larger cities and international markets.

Prof.-Dr. Nguyen Van Duong, Global Deputy CEO of VinFast and Director of ADAS/AD Research Institute, said:”VinFast’s strategic partnership with Autobrains is helping shape a disruptive approach to affordable autonomous driving that fits our long-term vision for global mobility. We aim to move advanced driving technology from early adopters to everyday drivers. VinFast is committed to making autonomous mobility safe, affordable, and available to all.”

Mr. Igal Raichelgauz, CEO of Autobrains, said: “The Robo-Car we’re developing with VinFast is performing autonomous driving in real traffic with confidence and precision. It marks meaningful progress toward a future where drivers everywhere can enjoy safety, comfort, and freedom through autonomy. It also reflects our shared mission of making advanced autonomous capability accessible to everyone.”

VinFast is accelerating its global growth by expanding production capacity, broadening its product portfolio, and strengthening its presence in key international markets. The company continues to build momentum by working with leading local and international partners to integrate advanced technologies, enhance service quality, and elevate the overall vehicle experience. These collaborations allow VinFast to combine global expertise with its own rapid innovation, supporting the company’s mission to deliver high-quality, intelligent, and accessible electric vehicles to customers worldwide.

Hashtag: #VinFast

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About VinFast

VinFast (NASDAQ: VFS), a subsidiary of Vingroup JSC, one of Vietnam’s largest conglomerates, is a pure-play electric vehicle (“EV”) manufacturer with the mission of making EVs accessible to everyone. VinFast’s product lineup today includes a wide range of electric SUVs, e-scooters, and e-buses.

VinFast is currently embarking on its next growth phase through rapid expansion of its distribution and dealership network globally and increasing its manufacturing capacities with a focus on key markets across North America, Europe, the Middle East and Asia.

Learn more at: https://vinfastauto.com/

About Autobrains

Autobrains is a leading AI company in the automotive industry. The company developed a paradigm-shifting AI technology called Agentic AI, backed by more than 300 patents addressing core autonomous driving challenges. Autobrains’ solutions for ADAS and autonomous driving offer advanced perception capability, low compute requirements, and sensor and SoC flexibility. The company is supported by strategic investors including Temasek, Knorr-Bremse AG, BMW i Ventures, Toyota Ventures, VinFast, Continental AG, and Autel.

Learn more at: http://www.autobrains.ai/

Alibaba Cloud and NVIDIA as Key Technology Partners. Usher in a New Era of Industrial AI.

HONG KONG SAR – Media OutReach Newswire – 26 January 2026 – AsiaInfo Technologies Limited (“AsiaInfo Technologies” or the “Company”; HKEX stock code: 01675), a leading provider of software products, solutions, and services, and ABB Robotics jointly established the “Embodied Intelligence Laboratory” and held its inauguration ceremony at AsiaInfo Plaza in Beijing on 25 January.

Tian Suning, Chairman of AsiaInfo Technologies, and Dr. Ouyang Ye, Chief Executive Office and Chief Technology Officer of AsiaInfo Technologies, together with Han Chen, Vice President of ABB Group and President of ABB Robotics China, jointly held an unveiling ceremony for the laboratory. Li Li, Vice President of the Government-Enterprise Business Unit at Alibaba Cloud Intelligence Group, attended the ceremony as key technology partners, witnessing this milestone that ushers in a new phase of integration between Physical AI technologies and the real economy.

ABB Robotics is one of the world’s leading robotics suppliers, offering a comprehensive and integrated portfolio that includes industrial and collaborative robots, autonomous mobile robots (AMRs), controllers, application solutions, services, and equipment. Powered by its intelligent software, its technologies help businesses across industries from automotive to electronics and logistics to become more resilient, flexible, and efficient.

As AI rapidly moves from the digital realm into the physical world, Physical AI, as the key bridge linking AI capabilities with real‑world industries, is becoming a core engine driving the intelligent upgrade of manufacturing sector. Against this backdrop, AsiaInfo Technologies has established a strategic partnership with ABB Robotics to jointly set up the Embodied Intelligence Laboratory, integrating both parties’ core strengths in foundation AI large models, industrial automation, communications technologies and robot control. The laboratory will focus on cutting‑edge areas such as industrial simulation and Physical AI, aiming to break through bottlenecks in the perception, decision‑making and execution capabilities of intelligent agents in complex real‑world scenarios. It will build an end‑to‑end innovation system spanning technology research and development (“R&D”), technology commercialization and large‑scale industrial deployment, thereby injecting strong AI‑driven momentum into high‑quality development.

As a leader in full‑stack digital‑intelligence capabilities, AsiaInfo Technologies will take AI large model application as the core lever, deeply integrating its strengths in 5G‑A telecommunications technology and network security to drive technology integration and large‑scale deployment at the laboratory. By developing replicable, scalable scenario‑based solutions, the Company will accelerate the rollout and value realisation of innovation in the intelligent manufacturing sector. Leveraging its global expertise in industrial automation and flexible control, ABB Robotics will provide the laboratory with real‑world, production‑line use cases and strong engineering support capabilities, enabling efficient validation, optimisation and iteration of technical solutions, and achieving deep coupling and mutual empowerment between technology and application scenarios.

The laboratory will leverage external technology partners to reinforce its R&D capabilities. By utilising Alibaba Cloud’s massive data processing power and cutting‑edge algorithmic frameworks such as Vision‑Language‑Action (VLA), and NVIDIA accelerated computing technology for training optimisation, it will significantly speeding up the industrialisation of Physical AI technologies.

The Embodied Intelligence Laboratory jointly established by AsiaInfo Technologies and ABB Robotics has been officially launched, marking the shift of their strategic partnership into a practical stage of implementation based on previous research. This collaboration represents not only a forward-looking initiative by both parties to deploy cutting-edge technologies and fulfill their industrial responsibilities, but also a pivotal step in advancing Physical AI from the laboratory into real-world applications on the factory floor. Looking forward, AsiaInfo Technologies together with partners including ABB Robotics and Alibaba Cloud, will use the laboratory as a core platform to deepen technical collaboration and scenario co‑creation, drive large‑scale deployment of Physical AI in industry, build a globally impactful benchmark for industrial intelligence, and help shape an open and collaborative Physical AI ecosystem.
Hashtag: #AsiaInfo

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Hainan Heren Pearl Co., Ltd., which mainly imports pearls from overseas, has emerged as a direct beneficiary of Hainan FTP policies.

Under the value-added processing policy, the company can sell its high-value products to the mainland duty-free, cutting its overall tax burden from about 52 percent to roughly 26 percent and redirecting the savings into research and development, said Zhang Shizhong, the company’s chairman.

“The FTP holds great promise, with more policy dividends set to be released in the future,” Zhang said.

One notable special customs policy is offering “freer access at the first line,” referring to freer trade between Hainan and areas outside China’s customs borders, and “regulated access at the second line,” which involves applying standard customs controls for goods moving from Hainan to the mainland.

According to Haikou Customs, from Dec. 18, 2025 to the early hours of Jan. 18, 2026, the value of “first line” imported zero-tariff goods was 753 million yuan (about 107 million U.S. dollars); the value of processed and value-added goods sold domestically through the “second line” was about 85.9 million yuan.

In Wanning City, production lines at Chia Tai (Hainan) Xinglong Coffee Industry Development Co., Ltd. are running at full capacity. The company imports green coffee beans from Colombia and processes them in Hainan before shipping the finished products to the mainland, enjoying an 8 percent tariff reduction under the FTP policies.

“After the launch of island-wide special customs operations, Hainan will gradually become a value-added processing center and trade hub with global resource allocation capabilities,” said Ye Jian, the company’s general manager. “Enterprises will not only pass through Hainan, but also be able to put down roots here and create higher value.”

Drawn by the policy incentives, a growing number of companies are choosing to do business in Hainan. The General Administration of Customs said a total of 5,132 new foreign trade enterprises completed registration in Hainan over the past month, an increase in a month roughly equivalent to the total registrations in an entire quarter of 2024.

The total number of registered foreign trade market entities in Hainan has surpassed 100,000, according to official data.

As the policy came into force, major ports across Hainan saw a surge in activity.

Days after Hainan began island-wide special customs operations, a flight from Prague carrying 115 European passengers touched down in the tourist city of Sanya, marking a breakthrough in the high-level opening up of the aviation sector at the Hainan FTP.

The arrival marked the launch of China’s first official passenger route operated under the Seventh Freedom of the Air, which allows foreign carriers to operate flights between two foreign countries without having to land in their home country.

The route is operated by Kazakhstan’s Scat Airlines, with one round-trip scheduled each week.

At Yangpu Port, the largest cargo port in the Hainan FTP, mega-ships berthing in quick succession, gantry cranes operating around the clock, and container trucks moving in tightly coordinated flows have become a routine sight.

“Yangpu will shoulder the role of the main logistics gateway of the Hainan FTP,” said Yang Xiaobin, deputy head of the Transportation, Port and Waterway Bureau of Yangpu Economic Development Zone. “The port aims to build a smart and green international shipping hub and logistics center.”

Container throughput at Yangpu reached 3.31 million twenty-foot equivalent units (TEUs) in 2025, up more than 65 percent from a year earlier.

“It is particularly noteworthy that the Hainan FTP launched island-wide special customs operations at a time of intensifying deglobalization and rising global uncertainty,” said Cui Weijie, deputy director of the Chinese Academy of International Trade and Economic Cooperation, a think tank with the Ministry of Commerce.

“It not only demonstrates China’s unwavering commitment to high-standard opening up, but also injects greater certainty and positive momentum into the global economy and international trade cooperation,” Cui said.

Hashtag: #HainanFreeTradePort #HainanFTP #CustomsReform #FreeTradePort #DutyFreeTrade

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