Venezuela’s state-run oil industry continued operating without interruption on Saturday despite a dramatic United States operation that led to the capture of President Nicolas Maduro, according to people familiar with the operations of Petróleos de Venezuela, known as PDVSA. Production, refining and internal logistics remained stable, the sources said, with no damage reported at oilfields, pipelines or export terminals that underpin the country’s energy revenues. The announcement […]
Finnish authorities have detained two crew members from a foreign-flagged cargo vessel as part of an expanding criminal investigation into damage to an undersea telecommunications cable linking Helsinki and Tallinn, sharpening security concerns across the Baltic Sea region at a time of heightened geopolitical tension. The sailors were taken into custody following the seizure of the vessel Fitburg, which Finnish officials believe may be connected to the […]
Apple has opened 2026 by broadening its Fitness+ service with new multi-week training programmes, goal-based challenges and music-driven workouts, a move aimed at keeping users engaged beyond the early-year surge in health resolutions that often fades by February. The update, rolled out globally this month, adds structured plans lasting between two and six weeks, allowing subscribers to follow curated routines that blend strength, core, HIIT, yoga and […]
Cars sold across major markets are harvesting vast amounts of personal data from drivers and passengers without clear consent, fuelling a widening debate over privacy, ownership and the limits of digital surveillance in everyday transport. As vehicles become rolling computers, regulators and consumer advocates warn that protections have failed to keep pace with the speed and scale of data collection embedded in modern mobility. Vehicles equipped with […]
Public schools across the UAE will operate under revised Friday hours from January 9 after authorities standardised the Friday sermon and congregational prayer at 12:45pm nationwide, a change designed to align school routines with worship while preserving teaching time. The Ministry of Education said the adjustment ensures students and staff can observe religious obligations without disrupting learning outcomes. Under the updated arrangement, schools will reorganise Friday timetables […]
Arabian Post Staff -Dubai Barq has vaulted into the spotlight of Saudi Arabia’s financial technology landscape, cementing its position as the fastest-growing digital wallet in the Kingdom by download and usage metrics, according to market data and industry tracking. The platform’s pace of adoption has set benchmarks rarely seen in consumer financial services, underscoring how quickly digital payments are becoming embedded in everyday transactions across Saudi Arabia. […]
Ilya Lichtenstein, the convict at the centre of one of the largest bitcoin thefts in history, has walked free from federal custody ahead of his full sentence, publicly attributing his early release to the First Step Act, a criminal justice reform law enacted in 2018 under President Donald Trump. Lichtenstein’s abrupt return to civilian life after serving about 14 months of a five-year term for laundering nearly […]
Tether has expanded its balance-sheet exposure to bitcoin with a purchase of close to $800 million worth of the cryptocurrency, lifting its total holdings to more than 96,000 tokens and reinforcing a strategy that ties the world’s largest stablecoin issuer more closely to the digital asset market. The acquisition, disclosed in company statements and blockchain data tracked by market analysts, forms part of Tether’s policy of allocating […]
HONG KONG SAR – Media OutReach Newswire – 2 January 2026 – This season of giving, A Diamond is Forever joins hands with Asia’s premier luxury retailer, Lane Crawford, in paying tribute to the beauty and authenticity of natural diamonds. Together, they bring forward a shared commitment to exceptional craftsmanship, innovation, and responsible sourcing.
Renowned actress Charmaine Sheh (left) and fashion trendsetter Hilary Tsui (right) are invited to the event. Charmaine and Hilary discover natural diamonds and experience how diamond detection instruments can distinguish between natural and synthetic diamonds.
“The Forever Gifts: A Natural Diamond Series” the ultimate destination for bespoke natural diamond master creations in Hong Kong, launched with a line-up of activities at Lane Crawford’s flagship retail space in IFC mall. Renowned actress Charmaine Sheh, fashion trendsetter Hilary Tsui, VIPs, media members and influencers from Hong Kong and China were invited to explore exquisite natural diamond collections, thoughtfully curated by Lane Crawford.
Natural diamond workshops are held at Lane Crawford IFC, guiding guests through an immersive journey to explore diamonds from rough to polished
This special series starts with a selection of contemporary fine jewellery brands, each offering a unique design story and a commitment to creativity and excellence. They include State Property, YEPREM, Mio Harutaka, KORLOFF and Claudia Ma Fine Jewellery. “This collaboration marks an important moment for Lane Crawford. Together with De Beers, we’re creating a destination that celebrates the beauty of natural diamonds through exceptional craftsmanship and global creativity. This exclusive space reimagines how clients engage with fine jewellery – bringing artistry, innovation, and the opportunity to design something truly personal.” Emily Wong, Senior Vice President of Merchandising at Lane Crawford.
The exclusive event brought a series of interactive workshops led by experts Jodine Bolden and Samantha Sibley from the De Beers Institute of Diamonds alongside London-based multi-disciplinary artist Annette Fernando.
Left to Right: Fashion stylist Veronica Li, famous influencer Ansheles, international fashion blogger Steph Hui, actor Bruce Tong and actor and singer Chris Tong attend the natural diamond workshop to experience the extraordinary charm of natural diamonds
At the natural diamond workshop, participants gained hands-on experience on rough diamond sorting, polished diamond grading, and differentiation of natural diamonds versus synthetics. Participants also had the unique opportunity of viewing a nearby 297-carat rough diamond and kimberlite carrying a 22-carat rough diamond. Also on display was a gem called “Beating Heart”, a 0.329-carat rough diamond that features a smaller diamond moving freely inside its larger counterpart, a rarity that showcases the extraordinary conditions under which diamonds can form. This exquisite piece, recovered by De Beers Group and analyzed at the facilities of De Beers Institute of Diamonds, is recorded on the Tracr platform, giving insight into its history and heritage. Upon completion of the workshop, each participant received a natural diamond masterclass certificate from the De Beers Institute of Diamonds.
“We are pleased to partner with Lane Crawford for this special series of events to proudly recognize the enduring value of natural diamonds, and to honour the artists who continue to bring life to these creations.” says Loletta Lai, Vice President, Natural Diamonds APAC De Beers Group.
Complementing the technical insight offered by the De Beers Institute of Diamonds, artist Annette Fernando shared her art creations inspired by natural diamonds, named The Multi-Faceted Self. Through a reflective coloring workshop, Annette invited participants to explore the transformative journey of natural diamonds as a metaphor for personal growth and resilience.
The partnership between A Diamond is Forever and Lane Crawford spotlights crafted natural diamond pieces sourced and styled from around the globe, the most treasured gifts ever! These iconic legacy brands and exciting new talent alike, all centered around the timeless beauty of natural diamonds, come together at Lane Crawford, the ultimate destination for discovery, craftsmanship, and contemporary luxury.
Featured Brands
Claudia Ma Fine Jewellery Claudia Ma, driven by a passion for modern high jewelry and an unwavering dedication to quality, founded her eponymous brand, Claudia Ma, in 2000. With a distinctive design sensibility and an eye for artistic aesthetics, she masterfully reinterprets classic themes through innovative modern expressions. Her creations have earned widespread acclaim for their signature style and exceptional craftsmanship. Over the years, Claudia has collaborated with renowned names such as Shanghai Tang, Lane Crawford, and De Beers Group Forevermark, solidifying her brand’s standing in Hong Kong’s fine jewelry landscape.
Her latest work draws inspiration from the barbell as a symbol of balance, focus, and strength. Crafted in 18k gold and accented with natural diamonds, these versatile pieces embody resilience while seamlessly elevating everyday style.
According to Claudia, “Natural diamonds and craftsmanship go hand in hand. Craftsmanship brings out the diamond’s inner brilliance, while my design presents this timeless classic in a modern way for generations to enjoy. Without this artistry, even the finest diamond remains just a hidden treasure.”
State Property An award-winning contemporary fine jewellery label from Singapore, State Property fuses modern design with traditional craftsmanship. Founded in 2015 by a jeweller and an industrial designer, the brand draws inspiration from culture, literature, and history—bringing to life structured silhouettes in precious metals that embrace the softness of the human form.
“There’s an emotional gravity with natural diamonds that’s hard to replicate, State Property shares. “Their rarity, beauty, and resilience make them extraordinary. Each one a fragment of the earth’s story, time in a crystallised form. We’re drawn to materials that carry meaning, and diamonds embody permanence, memory, and the quiet luxury of time. At State Property, we strive to have those same qualities reflected in our own work — creating jewellery with intention, designed to endure and be cherished across generations.”
YEPREM Known for its avant-garde creations, House of YEPREM is a family-run brand that continues to push the boundaries of contemporary diamond jewellery. With a legacy rooted in timeless craftsmanship and visionary design, YEPREM’s striking pieces are now celebrated across America, Europe, the Middle East, and Asia.
“Natural diamonds are the ultimate expression of authenticity and endurance, virtues that mirror YEPREM’s journey and craftsmanship. Born from time, pressure, and perseverance, each diamond holds the essence of transformation and strength. Their inherent brilliance and purity transcend trends, embodying emotion and individuality. In YEPREM’s world, a natural diamond is not merely a material, it is the foundation upon which stories of resilience and radiance are told.”
Mio Harutaka Crafted in Japan by local artisans, MIO HARUTAKA channels the beauty of Mother Nature into every design. The brand, founded in 2011, is committed to achieving diamond traceability and sustainability while maintaining exceptional artisanal craftsmanship. Harutaka shares: “Craftsmanship is essential—it accounts for almost everything. All of these details depend entirely on the skills of the craftsmen. Craftsmanship is what allows me to welcome close, hands-on appreciation, knowing that each piece will meet that level of scrutiny with confidence and beauty.”
KORLOFF Since 1978, KORLOFF has been a symbol of true femininity—magnetic, adventurous, and bold. Renowned for crafting exquisite bespoke jewelry, each piece reflects daring designs and the unmatched artistry of French craftsmanship, showcasing the Maison’s boundless creativity and passion. “Our story began with a diamond, the Black Korloff, the largest brilliant-cut natural black diamond in the world. Its uniqueness, shaped over millions of years, continues to inspire us every day as a symbol of mystery, transformation, and the magic of nature. Natural diamonds possess an authenticity and depth that no other material can replicate. They remind us that beauty is born from time, pressure, and light, forces that mirror the creative journey behind each Korloff jewel.”
Meet the De Beers Institute of Diamonds Experts:
Jodine Bolden, Director of Education De Beers Institute of Diamonds Jodine has previously developed her career as an operations line manager within large FMCG companies, and European HR Management roles within the luxury Health & Beauty industry where she first developed her passion for creating exceptional consumer experiences. After moving to De Beers, she worked as HR Manager for 5 years and discovered her fascination for diamonds as she supported various global functions across the De Beers estate, she then involved creating the Institute of Diamonds Education Service and developing each course that they now offer to their clients.
Since 2018 the De Beers Institute of Diamonds Education Service has provided education on a range of diamond subjects including, Rough Diamond Sorting, Polished Diamond Grading and Laboratory-Grown Detection.
Samantha Sibley, Technical Liaison Manager De Beers Group, UK With over 30 years’ experience in De Beers’ research, development and commercial teams, Samantha brings a wealth of knowledge regarding the characteristics of both natural and laboratory-grown diamonds. She has been involved in the development of De Beers Group’s current and previous suites of verification instruments and currently also facilitates training and educational courses around the world on the use of these instruments for accurate screening results. Other projects involve research into irradiation and HPHT colour treatments and the utilisation of this information to develop screening processes within the De Beers grading laboratories.
Sam has a BTEC Higher National Certificate in Physics, is a diamond fellow of the Gemmological Association of Great Britain (DGA) and holds a team leader qualification from Leadership Management UK and the Chartered Management Institute. She has presented on diamond topics globally and has had first-hand experience of the diamond industry over many years through visits to mines, cutting centres, polishing factories, gemmological laboratories and tradeshows.
Annette Fernando, Commissioned Artist, “The Multi-Faceted Self” at The Forever Gifts: A Natural Diamond Series Annette Fernando (b. 1991, London) is a multi-disciplinary artist and curator. She holds a BA in Fine Art from Central Saint Martins and is currently pursuing an MA in Contemporary Art at Sotheby’s Institute of Art, where she was awarded the prestigious Cultural Leaders Scholarship.
Fernando’s artistic repertoire spans drawing, printmaking, painting, and film. Fernando’s current work is driven to immortalise natures scenes, capturing the beauty of moments often overlooked through various mediums. Fernando’s work has garnered significant recognition, including winning the Jerwood Drawing Prize in 2014 and selections for the Royal Academy Summer Exhibition in 2021 and 2023. Her pieces are held in public and private collections across the USA, France, Hong Kong, and the UK.
The issuer is solely responsible for the content of this announcement.
About De Beers Group
Established in 1888, De Beers Group is the world’s leading diamond company with expertise in the exploration, mining, marketing and retailing of diamonds. Together with its joint venture partners, De Beers Group employs more than 20,000 people across the diamond pipeline and is the world’s largest diamond producer by value, with diamond mining operations in Botswana, Canada, Namibia and South Africa. Innovation sits at the heart of De Beers Group’s strategy as it develops a portfolio of offers that span the diamond value chain, including its jewellery houses, De Beers Jewellers and Forevermark, and other pioneering solutions such as diamond sourcing and traceability initiatives Tracr and GemFair. De Beers Group also provides leading services and technology to the diamond industry in the form of education and laboratory services via De Beers Institute of Diamonds and a wide range of diamond sorting, detection and classification technology systems via De Beers Group Ignite. De Beers Group is committed to ‘Building Forever,’ a holistic and integrated approach for creating a better future – where safety, human rights and ethical integrity continue to be paramount; where communities thrive and the environment is protected; and where there are equal
opportunities for all. De Beers Group is a member of the Anglo American PLC group. For further information, visit www.debeersgroup.com.
About Lane Crawford
Founded in 1850, Lane Crawford is an iconic luxury department store, with a mission to search the world for the most exciting talent and product, to create the ultimate luxury edit of fashion and lifestyle for its customers across Greater China. Featuring the largest own-bought designer portfolio across Womenswear, Menswear, Beauty & Wellbeing,
Home and Lifestyle, and Fine Jewellery in the region, Lane Crawford constantly evolves its product, experience, and services offer to embrace the most innovative and relevant designers and exceptional craftsmanship of the season, and to reflect the dynamic pace of its market and customers.
With four stores in Hong Kong; and three stores across Shanghai, Beijing and Chengdu, supported by a global digital flagship, and a purpose-built ecommerce site for China and WeChat store, Lane Crawford is Greater China’s first and only omni-channel luxury fashion retailer. Each store is personalised to its location and designed to provide sensory experience, fusing fashion, design, art and music, while offering exceptional service.
Lane Crawford is a part of The Lane Crawford Joyce Group, Asia’s premier fashion retail, brand management and distribution group, which also includes cutting-edge fashion boutique Joyce; and fashion, beauty, and lifestyle brand management and distribution business ImagineX Group.
Poor sleep is being tied to measurable acceleration in brain ageing, with new longitudinal and imaging-based research indicating that chronic sleep disruption can add up to three years to the brain’s biological age. The findings place sleep quality alongside blood pressure, metabolic health and physical activity as a central determinant of long-term cognitive resilience, with implications for dementia risk and everyday mental performance. The work draws on […]
Abu Dhabi Government has enacted a sweeping overhaul of its human resources framework, introducing legislation that redefines how the public sector hires, develops and rewards its workforce of more than 25,000 employees. The 2026 Human Resources Law, which takes effect on 1 January 2026, is positioned by policymakers as a cornerstone reform aimed at making the government an employer of choice while embedding meritocracy across all levels of service.
Officials say the law marks a decisive shift away from traditional tenure-driven systems towards performance-based employment, aligning public sector practices with international standards followed by leading governments and multinational organisations. By prioritising capability, outcomes and continuous development, the framework seeks to attract high-performing professionals, retain specialist talent and strengthen institutional efficiency as Abu Dhabi advances its long-term economic and social ambitions.
Under the new legislation, recruitment and promotion will be governed by transparent, merit-based criteria designed to ensure fairness and competitiveness. Vacancies are to be filled through processes that assess skills, experience and demonstrated results rather than length of service alone. Career progression pathways have been formalised, providing employees with clearer expectations on how performance, leadership potential and expertise translate into advancement.
Compensation and benefits have also been recalibrated to enhance competitiveness with the private sector and global public institutions. The law introduces a more flexible benefits structure that can be adapted to different professional categories, recognising the need to attract scarce skills in areas such as digital transformation, policy design, financial oversight and advanced technical roles. While base pay structures remain regulated, performance-linked incentives are expected to play a larger role in recognising exceptional contribution.
Training and professional development form a central pillar of the reform. The legislation mandates structured learning pathways aligned with organisational needs and individual career plans, reinforcing the principle that advancement is tied to continuous capability building. Government entities are required to invest systematically in upskilling, leadership development and succession planning, ensuring that talent pipelines are sustained internally rather than relying heavily on external recruitment.
The law also introduces clearer frameworks for performance management and accountability. Employees will be assessed against defined objectives linked to institutional priorities, with evaluations feeding directly into promotion, development opportunities and, where necessary, corrective measures. This approach is intended to foster a culture of results, collaboration and innovation across departments.
Labour relations and employee wellbeing are addressed through updated provisions governing work arrangements, leave policies and workplace conduct. Flexible working models are expanded to reflect evolving expectations around productivity and work-life balance, while safeguards are strengthened to ensure fairness, inclusivity and professional integrity. Disciplinary procedures have been standardised to provide due process and consistency across government entities.
From a governance perspective, the reform centralises strategic oversight of human resources while allowing operational flexibility at entity level. This balance is designed to maintain uniform standards across the public sector while enabling departments to respond to their specific workforce needs. Digital systems are expected to support implementation, enabling data-driven workforce planning and more accurate measurement of performance outcomes.
Policy analysts view the legislation as part of a broader regional trend in which Gulf governments are modernising civil service frameworks to support economic diversification and competitiveness. Abu Dhabi’s approach stands out for its emphasis on measurable performance and its explicit effort to position public service as a destination for top-tier talent rather than a default career choice.
Business leaders and human capital specialists note that the success of the law will depend on consistent execution and cultural adoption. Embedding meritocracy requires not only new rules but also managerial capability to assess performance objectively and provide constructive feedback. The transition period in 2026 is therefore expected to involve extensive training for line managers and human resources professionals.
The United Arab Emirates reinforced its position as a centre for advanced technology and space sciences through 2025, recording a sequence of policy, industrial and scientific advances that underscored a broader shift towards an innovation-led, knowledge-based economy. Government agencies, research centres and private firms aligned capital spending with skills development, deepening international cooperation while scaling domestic capabilities across satellite manufacturing, Earth observation and deep-space research. At the […]
United Arab Emirates authorities said they would withdraw remaining military personnel from Yemen, citing operational considerations and safety concerns, a move that underlines shifting dynamics within the Saudi-led coalition as the conflict enters another uncertain phase. The announcement followed a flare-up in tensions with Saudi Arabia over the conduct and coordination of military operations in the war-torn country, according to officials familiar with the matter. The UAE […]
Arabian Post Staff -Dubai Abu Dhabi National Energy Company PJSC, known as Abu Dhabi National Energy Company PJSC, and Emirates Water and Electricity Company have finalised a 3.6 billion dirham agreement for the Al Dhafra Power Plant, marking a significant addition to Abu Dhabi’s generation capacity and underlining continued investor confidence in the emirate’s regulated utilities framework. The transaction centres on a long-term project financing structure in […]
By Ashis Biswas Within the South Asian context, a noticeable coarsening of diplomatic discourse among four countries has occurred, following the violent regime change in Bangladesh, a brief encounter involving India and Pakistan and sporadic skirmishes between Pakistan and Afghanistan. A new political alignment, whose contours will be clearer after the Bangladesh general elections, is […]
Abu Dhabi Global Market, the international financial centre of the capital, has crossed a defining threshold as it enters its second decade, announcing the onboarding of 11 major global financial institutions that together manage more than $9 trillion in assets. The expansion has lifted total assets under management on its platform to about $746 billion, up sharply from $635 billion a year earlier and roughly $450 billion […]
PANAMA CITY, PANAMA – Media OutReach Newswire – 29 December 2025 – AZX, a next-generation decentralized exchange (DEX) built on the trading-optimized AZ Axis blockchain network, announced the launch of its Beta testing, introducing groundbreaking performance capabilities and innovative features designed to bridge the gap between traditional finance and decentralized trading.
AZX represents a technological leap in decentralized trading infrastructure. It is an order-book DEX built on Axis technology, an infrastructure designed for trading. The platform can now achieve an impressive P99 latency of under 20 ms. Backed by professional market-making teams, AZX also provides robust orderbook liquidity, providing a solid on-chain solution for high-frequency and professional trading scenarios that demand speed, precision, and reliability. It demonstrates remarkable achievement in critical performance indicators for decentralized exchanges.
AZX is committed to lowering the entry barrier to DeFi and addressing the challenges in accessibility. It introduces a revolutionary onboarding process, which allows users to register with an email address and get their automatically generated on-chain addresses. AZX also supports logging in via multiple popular wallets, building a seamless, secure, and user-friendly entry point. Such a design makes significant progress in the accessibility of DeFi and professional trading, and is a ground-breaking innovation to realize the mass adoption of DeFi with improved usability, while preserving its core feature of self-custody.
The launch is also accompanied by a comprehensive contributor rewards program that enables users to accumulate points through trading and submitting feedback as early contributors. It reflects a mature, community-driven product development model that goes beyond technical testing.
The issuer is solely responsible for the content of this announcement.
About AZX
AZX is a high-performance order-book DEX built on the innovative Axis technology. Aiming to “Compose All Finance“, AZX envisions providing feasible solutions to the fundamental challenges in cross-ecosystem asset flow and integration, offering a compelling long-term narrative around financial infrastructure innovation. As an auditable, high-performance bridge connecting traditional finance and decentralized finance, AZX positions itself at the forefront of the next evolution in global finance, with an ultimate ambition that goes beyond building another crypto DEX: to empower users and developers with the foundational layer to compose financial applications that were previously impossible.
Mirae Asset is holding advanced discussions to acquire Korbit, one of South Korea’s earliest cryptocurrency exchanges, in a transaction valued between 100 billion and 140 billion won, according to people familiar with the matter. The talks underline a renewed push by established financial groups to position themselves for a potential rebound in digital asset trading and related services after a prolonged market downturn. The negotiations, which remain […]
Stanford researchers have identified a biological pathway that helps explain why mRNA COVID-19 vaccines can, in very rare cases, trigger short-lived heart inflammation in younger males, while also pointing to possible ways the risk could be reduced without undermining vaccine protection. The findings add clarity to a safety signal that has been closely monitored by regulators and clinicians since mass immunisation campaigns began. Scientists at Stanford University […]
Dubai’s metro and tram network will operate around the clock over the New Year period as authorities move to manage heavy holiday demand and ensure safe, continuous mobility across the city during one of its busiest travel windows. Services on the Red and Green Metro lines will begin at 5.00 a. m. on December 31 and continue without interruption until 11.59 p. m. on Thursday, January 1, […]
A London-based stablecoin infrastructure startup is seeking to accelerate how banks and regulated fintechs move money across borders after securing $1.45 million in pre-seed funding, underscoring growing institutional interest in blockchain-based settlement that aligns with European compliance rules. Nodu said the round was led by Digital Space Ventures and will be used to expand operations across Europe, hire engineering and compliance specialists, and deepen partnerships with regulated […]
A sweeping federal decree-law has set out a unified legal framework aimed at protecting minors from online harm across the UAE’s fast-expanding digital ecosystem, placing clear duties on internet service providers and digital platforms that operate within the country or target users based there. The legislation signals a tougher regulatory posture as children’s screen time rises and online services become more embedded in everyday life. The decree-law […]
The UAE has rolled out a broad overhaul of its residency and visa framework, introducing new visit-visa categories and tightening eligibility criteria as part of a wider effort to reinforce its standing as a global destination for talent, business activity and long-term investment. The reforms, approved by the Federal Authority for Identity, Citizenship, Customs and Port Security, standardise durations and sponsorship rules across multiple permit types while […]
KUALA LUMPUR, MALAYSIA – Media OutReach Newswire – 24 December 2025 – As Malaysians gear up for multiple financial commitments in the upcoming weeks and months, especially during the year-end holidays, back-to-school and double festive season, AEON Bank (M) Berhad, Malaysia’s first digital Islamic bank, strengthens its commitment to financial inclusion by offering accessible support through its Personal Financing-i (PF-i).
From December 2025 till March 2026, the bustling seasons present convergence of multiple spending needs for many households. Acknowledging that this might raise the need for flexible liquidity, AEON Bank provides a solution to address such budgetary constraints in the form of the PF-i; an inclusive, hassle-free financing facility, easily accessible via its digital banking app.
Optimising a Risk-Based Pricing (RBP) framework to determine a competitive and personalised profit rate, AEON Bank ensures that customers can seamlessly apply for PF-i online, as long as they are Malaysian citizens aged 18 to 55, with a minimum monthly gross income of RM2,500 – be it salaried employees or self-employed individuals, freelancers, as well as gig economy workers.
Aligned with Shariah banking principles, PF-i offers financing facility from RM1,000 up to RM100,000 with flexible tenure options ranging from 3 to 84 months, allowing for repayments tailored to individual budget needs. The Flat Profit Rate starting from 3.88% p.a. and a nominal Wakalah Fee of RM1 is applicable upon acceptance.
The entire process, from the application to fund disbursement are all managed online via the AEON Bank app. This simplifies the process and eliminates the need for physical paperwork or branch visits. To apply for PF-i, customers simply need to follow these steps :
Download the AEON Bank app and activate the Savings Account-i, prior to applying for PF-i.
Step 2 : Eligibility check and employment details
Applicants must be Malaysian citizens aged 18 and above, earning a minimum monthly gross income of RM2,500 – either as salaried employees, self-employed or gig workers.
Step 3 : Financing selection
Select the preferred financing amount ranging from RM1,000 up to RM100,000 and flexible repayment tenure, with options between 3 to 84 months.
Step 4 : Supporting document submission
Upload the latest EPF (KWSP) statement, reflecting the latest consecutive 6-months contributions (for salaried workers) or latest consecutive 6-month bank statement (for self-employed/gig workers).
Step 5 : Approval and fund disbursement
Applications will be processed immediately and upon approval, funds will be disbursed directly into the applicant’s AEON Bank Savings Account-i. Repayments will be automatically deducted via monthly auto-debit.
PF-i enables Malaysians to access a Shariah compliant financing facility to ease their needs; be it an emergency financial support, family budget constraint, small renovation, vehicle repair or a much needed financial aid to bridge the temporary cashflow gaps.
The issuer is solely responsible for the content of this announcement.
AEON Bank (M) Berhad
AEON Bank (M) Berhad is the first digital Islamic bank in Malaysia, licensed and regulated by Bank Negara Malaysia and the Ministry of Finance. Officially launched on 26 May 2024, we currently offer a suite of Shariah-compliant products and services under the Personal Banking and Business Banking (AEON Bank Biz).
Our Personal Banking offerings are 100% accessible via the AEON Bank app, namely the deposit Savings Account-i, AEON Bank x Visa Debit Card-i, Personal Financing-i, Term Deposit-i, Savings Pots, DuitNow QR, utility bill payments, personal financial management and budgeting tools with Neko Sensei, and a range of digital payment services with strategic partners and merchants, as well as Neko Missions, Malaysia’s first gamified digital banking interactive rewards programme.
On 8 August 2025, AEON Bank (M) Berhad officially launched AEON Bank Biz, anchored by the Current Business Account-i and integrated cash management capabilities, with the initial onboarding of vendors from AEON Credit Service (M) Berhad and suppliers within the broader AEON ecosystem. The targeted approach is designed to create an integrated value chain linking AEON’s retail and financial services networks, supporting strategic growth and greater inclusivity. AEON Bank Biz offers streamlined processes for account onboarding, credit assessments and financial services, utilising AI-driven fintech solutions to enable simplified procedures, faster approvals, and an enhanced digital banking experience for business owners and entrepreneurs. AEON Bank Biz’s products and services will soon be extended to more local businesses and entrepreneurs across Malaysia.
Being part of the AEON Group conglomerate, AEON Bank (M) Berhad is equally held by AEON Financial Service Co. Ltd. (AFS Japan) and AEON Credit Service (M) Berhad (ACSM). AFS Japan is responsible for the AEON Group’s financial services businesses, with strong roots in the retail sector which operates in Japan and 10 countries across Asia and it is. AEON Group is Japan’s largest retail group and it is a pure holding company that comprises eight core businesses.
AEON Group Malaysia consists of several entities, namely, AEON Co. (M) Bhd, AEON Credit Service (M) Berhad, AEON Bank (M) Berhad, AEON BiG (M) Sdn Bhd, AEON Fantasy (M) Sdn Bhd, AEON Delight (M) Sdn Bhd, AEON Global Supply Chain Sdn Bhd and Malaysian AEON Foundation (MAF). AEON Group has been a recognizable household brand with more than 200 years of history and evolution in Japan since the Edo era, along with 4 decades of growth in Malaysia, providing consumers with daily financial solutions and diversified retail convenience.
Our cloud native agility and AI optimisation, combined with the strength of our Shariah DNA, Malaysian roots and Japanese heritage are our distinguishing factors, while the integration with the AEON ecosystem gives us a competitive advantage of being the only bank in Malaysia with its own nationwide retail network. On top of that, AEON Points loyalty programme offers customers value-added benefits and meaningful rewards, as the AEON Points can be redeemed into cash value, deposited directly into customers’ AEON Bank Savings Account-i.
AEON Bank (M) Berhad is committed to provide accessible financial solutions for Malaysians and we aim to empower the community in pursuing their financial aspirations and achieve economic independence, hence fostering a more inclusive financial future for all. We will continue to contribute towards the Islamic banking development in the region and the nation’s digital economy.
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