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• “Geopolitical Volatility” is a top five current and future risk, highlighting the growing instability across the region
• 83 Percent of Firms Report Rising Insurable Risk Costs

TOKYO, JAPAN – Media OutReach Newswire – 12 February 2026 – Aon plc (NYSE: AON), a leading global professional services firm, has released the Japan findings of its 2025 Global Risk Management Survey. The survey reveals that Japanese businesses are navigating a complex landscape marked by persistent cyber threats, supply chain disruptions and weather/natural disasters. The survey, which gathered insights from nearly 3,000 risk managers, C-suite leaders and executives across 63 countries, highlights the unique risks Japan businesses are facing amid global disruption.

Japan’s Top Risks:

“Cyber Attacks/Data Breach” remains the top risk for Japanese businesses, consistent with global trends. “Supply chain or distribution failure” ranks second, as extreme weather events and mounting geopolitical volatility including shifting trade policies force companies to reassess their supply chains. In addition, “Product Liability/Recall” and “Exchange Rate Fluctuation” pose significant risks, reflecting the country’s manufacturing strength and exposure to global market volatility. Notably, 63.6 percent of Japanese respondents reported losses due to product liability or recall issues and 47.6 percent cited losses from exchange rate fluctuations.

Tatsuya Yamamoto, CEO of Japan at Aon, said, “Japanese organisations are operating in an environment of unprecedented complexity. Cyber, weather and geopolitical risks continue to be acute challenges for Japan businesses, underscoring the need for robust risk management frameworks and agile strategies. As market trends shift and competition intensifies, vigilance and adaptability will be key. The interconnectedness of risks – where a cyber attack can disrupt supply chains or geopolitical volatility can trigger regulatory changes – demands a holistic, proactive approach to resilience.”

2025 Top 10 Business Risks in Japan

1. Cyber Attacks/Data Breach
2. Supply Chain or Distribution Failure
3. Weather/Natural Disasters
4. Geopolitical Volatility
5. Business Interruption
6. Economic Slowdown/Slow Recovery
7. Exchange Rate Fluctuation
8. Commodity Price Risk/Scarcity of Materials
9. Product Liability/Recall
10. Failure to Attract or Retain Top Talent

Risk Management: Formalisation and Focus on Insurable Risks

Japanese organisations demonstrate a strong commitment to risk management, with 74.7 percent having a formal risk management and insurance department, compared to 68.4 percent globally. Additionally, 75.3 percent measure the total cost of insurable risk and 83.3 percent report that these costs are increasing. While risk awareness is rising, most organisations have yet to quantify their exposures or leverage advanced analytics.

Japanese Businesses Risk Management Assessments for Top Three Risks

For “Cyber Attacks/Data Breaches”:

1. 27.2 percent have assessed the risk
2. 12.6 percent have developed continuity plans
3. 22.3 Percent have risk management plans

For “Supply Chain or Distribution Failure”:

1. 25 percent have assessed the risk
2. 20 percent have developed continuity plans
3. 26.7 Percent have risk management plans

For “Weather/Natural Disasters”:

1. 24.1 percent have assessed the risk
2. 22.4 percent have developed continuity plans
3. 13.8 percent have risk management plans

Future Risks: Rapidly Changing Market Trends and Geopolitical Volatility

Looking ahead, Japanese organisations expect “Weather/Natural Disasters” and “Geopolitical Volatility” to remain critical risks, alongside “Rapidly Changing Market Trends,” which is more prominent in Japan than globally. This highlights the country’s exposure to climate events and evolving consumer preferences.

Japan’s Top Five Future Business Risks by 2028:

1. Cyber Attacks/Data Breach
2. Weather/Natural Disasters
3. Geopolitical Volatility
4. Rapidly Changing Market Trends
5. Increasing Competition

Shinichi Kandatsu, head of Commercial Risk Solutions for Japan at Aon, said, “Cyber and weather-related risks continue to lead the rankings as top concerns for Japanese businesses today and in the future, with geopolitical volatility also ranking among the top five risks across both periods. This trend reflects the growing instability across the region, with implications for supply chains, regulatory environments and financial performance. In today’s fast-moving market, leveraging advanced data analytics is essential for businesses to anticipate emerging risks, optimise risk capital and build resilience. The findings from Aon’s Global Risk Management Survey provide Japanese businesses with actionable information to benchmark their risk strategies and identify areas for improvement.”

To access the full report and explore how Aon is helping clients navigate today’s disruption dynamic, visit Global Risk Management Survey Japan

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About Aon

Aon plc (NYSE: AON) exists to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

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Disclaimer

The information contained in this document is solely for information purposes, for general guidance only and is not intended to address the circumstances of any particular individual or entity. Although Aon endeavours to provide accurate and timely information and uses sources that it considers reliable, the firm does not warrant, represent or guarantee the accuracy, adequacy, completeness or fitness for any purpose of any content of this document and can accept no liability for any loss incurred in any way by any person who may rely on it. There can be no guarantee that the information contained in this document will remain accurate as on the date it is received or that it will continue to be accurate in the future. No individual or entity should make decisions or act based solely on the information contained herein without appropriate professional advice and targeted research.

Signals Plan to Make Malaysia Regional Compliance Hub

KUALA LUMPUR, MALAYSIA – Media OutReach Newswire – 11 February 2026 – XTransfer, the world’s leading B2B cross-border financial platform, was honoured to be invited to join the Malaysia Economic Forum (Forum Ekonomi Malaysia 2026). Bill Deng, Founder and CEO of XTransfer, shared insights on how Malaysia can accelerate technology application and innovation to help micro, small and medium enterprises (MSMEs) scale exports under the 13th Malaysia Plan (13MP), during FEM 2026’s panel discussion, “Made by Malaysia: Accelerating Technology Applications & Innovation”.

Bill was honoured to join YB Tuan Liew Chin Tong, Deputy Minister of Finance of Malaysia, and Mr Ooi Ching Liang, Senior Director of Engineering at SkyeChip, for a discussion focused on strengthening high-growth, high-value industries, advancing R&D commercialisation, increasing productivity and competitiveness, and supporting MSMEs in global value chains.

Drawing on XTransfer’s work with MSMEs across markets, Bill noted that many Malaysian businesses are “able to export,” but face persistent barriers to scaling exports. The most common issues are trust, compliance, and scale, which often surface as payment delays, repeated documentation requests, FX uncertainty, and working capital pressure as orders grow.

“For B2B SMEs in foreign trade, the biggest constraint isn’t demand. It’s the operational complexity behind cross-border payments, foreign exchange, and compliance,” Bill said. “In particular, AML requirements can be difficult for both traditional banks and SMEs to manage efficiently, creating friction that slows down legitimate trade.”

Bill highlighted a structural shift in global trade flows from a single dominant corridor to non-U.S., intra-Asia, and broader South–South routes. This trend is increasingly clear in real SME transaction patterns. Bill shared, “In 2025, XTransfer’s average collection amount from Asia, Africa, and Latin America grew by 106% year-on-year, with Africa exceeding 270%, Latin America reaching 94%, and ASEAN reaching 82%.” YB Liew noted the trend and thinks it is a direction Malaysia should pursue.

XTransfer also said it plans to establish Malaysia as its regional compliance centre, citing Malaysia’s strong geographic and time-zone advantages, a mature regulatory environment, availability of talent in compliance and risk operations, and cost efficiency. “Malaysia gives us the talent, governance environment, and regional proximity to scale compliance as intra-Asia and emerging-market trade accelerates,” Bill added.
Hashtag: #XTransfer #Malaysia #SMEs #13MP #FEM2026

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Under the MOU, the two parties will discuss and coordinate to develop a plan to supply the first batch of VinFast electric vehicles for Exposure to operate electric taxi services in Kinshasa. This batch is expected to include the commercial-oriented Limo Green and Herio Green models, regarded as an initial foundation for an all-electric taxi model, contributing to the formation of zero-emission transport habits in urban passenger transportation in Congo.

At the same time, Exposure has expressed its intention to become a distributor of VinFast vehicles in the Congolese market and will jointly study a business plan suited to local conditions. Both parties commit to continued cooperation in good faith, laying the groundwork for deeper collaboration in the future.

The MOU between VinFast and Exposure SARL initiates the implementation of the strategic cooperation framework established by Vingroup and the City of Kinshasa in 2025. At that time, the parties agreed to study and promote the procurement and deployment of VinFast’s electric mobility solutions, including electric buses, cars, and scooters, to serve the city’s and residents’ transportation needs.

Earlier, the Kinshasa municipal authorities and Vingroup also signed an MOU to study and develop a riverside mega urban project covering approximately 6,300 hectares. Featuring housing, villas, hospitals, schools, shopping centers, hotels, and entertainment facilities, the project is expected to become a new tourism destination and a symbol of Kinshasa’s future development.

The partnerships align with the Democratic Republic of the Congo’s long-term vision for sustainable urban development and green transition, particularly in rapidly urbanizing cities such as Kinshasa, where demand for clean, smart and efficient mobility is rising. Building on the country’s renewable energy potential and commitment to low-emission growth, the initiative supports Kinshasa’s ambition to develop an integrated green infrastructure and electric mobility ecosystem.

Ms. Duong Thi Thu Trang, Deputy CEO of Global Sales, VinFast, stated: “The cooperation with Exposure SARL reflects VinFast’s confidence in the potential for green transportation in Africa and reaffirms our commitment to delivering modern, accessible green mobility solutions tailored to each market. We believe that VinFast’s electric vehicle products, proven across multiple markets, combined with Exposure’s local expertise, will help accelerate the transition to green transportation in Congo.”

Mr. Fely Samuna Lukwaka, Chief Executive Officer of Exposure SARL, said: “We are very pleased to cooperate with VinFast toward a low emission mobility future for the Democratic Republic of the Congo in general and the capital Kinshasa in particular. With a population of more than 120 million and a strategic location bordering nine countries, forming a regional market of over 200 million people, the Democratic Republic of the Congo has strong potential to become a gateway for electric vehicle development in Central Africa. We have full confidence in VinFast’s technological capabilities and product ecosystem, and we expect this cooperation to establish a foundation for the next stages of development of the electric vehicle market not only in the DRC but across the wider region.”

VinFast is a pure-play electric vehicle automaker under Vingroup, Vietnam’s largest private conglomerate, with a vision to drive the movement of the global smart electric vehicle revolution. Over the past years, the EV maker has expanded strongly into new and promising markets such as India, the Philippines, Indonesia, and the Middle East, while continuing to strengthen its presence in key markets in Europe and North America. Strategic moves in 2025 are expected to provide strong momentum and a solid launchpad for further breakthroughs in 2026.

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About VinFast

VinFast (NASDAQ: VFS), a subsidiary of Vingroup JSC, one of Vietnam’s largest conglomerates, is a pure-play electric vehicle (“EV”) manufacturer with the mission of making EVs accessible to everyone. VinFast’s product lineup today includes a wide range of electric SUVs, e-scooters, and e-buses.

VinFast is currently embarking on its next growth phase through rapid expansion of its distribution and dealership network globally and increasing its manufacturing capacities with a focus on key markets across North America, Europe and Asia.

Learn more at https://vinfastauto.com/vn_en

The closed-door session, hosted by Khalifa University of Science and Technology with Institute of Energy Economics Japan, reviewed progress under a multi-year framework that links laboratory research to commercial deployment. Participants focused on aligning research priorities with national transition goals in the United Arab Emirates and Japan while ensuring that projects move beyond pilot stages into scaled industrial use.

University officials said the meeting sharpened governance around joint programmes that span hydrogen value chains, grid resilience, carbon management and next-generation manufacturing. The steering board assessed ongoing work on hydrogen carriers and utilisation pathways, including ammonia and synthetic fuels, alongside studies on carbon capture, utilisation and storage that integrate process design with life-cycle analysis. Industry representatives pressed for faster timelines and clearer pathways to demonstration, citing capital discipline and the need for predictable policy signals.

Energy systems dominated the agenda as both countries seek to balance security, affordability and emissions goals. Japan’s import-dependent energy mix and the UAE’s role as a major producer and exporter create complementary incentives for collaboration, delegates noted. Research teams presented updates on high-efficiency electrolysers, advanced catalysts and thermal management, with an emphasis on reducing costs and improving durability under desert and maritime operating conditions.

Another thread centred on digitalisation and artificial intelligence in energy operations. Joint projects are examining how data-driven optimisation can cut losses across generation, storage and transmission, and how digital twins can accelerate plant design and maintenance. Academic leaders argued that co-developed datasets and shared testbeds are essential to attract industrial partners and ensure interoperability across markets.

Advanced materials and manufacturing featured prominently, reflecting interest from automotive, aerospace and heavy-industry partners. Researchers outlined progress in lightweight alloys, composites and coatings designed to withstand extreme temperatures while lowering energy intensity. Industry participants flagged workforce readiness as a bottleneck, urging expanded exchange programmes and co-supervised doctoral tracks to build skills that translate quickly to factory floors.

The steering board also reviewed funding structures and intellectual property frameworks. Both sides reaffirmed commitments to balanced IP arrangements that protect proprietary know-how while enabling publication and talent development. Officials highlighted the importance of predictable co-funding cycles to keep multi-year research teams intact and to de-risk private investment in demonstration assets.

Abu Dhabi’s role as host underscored the emirate’s ambition to serve as a convening hub for applied research and industrial partnerships. Delegates toured university laboratories and pilot facilities to evaluate readiness for scale-up, with particular attention to safety standards and integration with industrial sites. Discussions touched on regulatory alignment and standards development, areas seen as critical to shortening time-to-market for cross-border technologies.

Japanese participants emphasised the value of long-term academic partnerships in sustaining innovation during market cycles. They pointed to the need for rigorous techno-economic assessments to guide policy and investment decisions, and for transparent metrics to track emissions impacts across supply chains. UAE counterparts highlighted the opportunity to test solutions at scale and under demanding conditions, offering feedback loops that can refine designs before global deployment.

Beyond energy, the meeting explored collaboration in water-energy nexus research, climate-resilient infrastructure and systems engineering for smart cities. Presentations examined desalination efficiency, waste-to-value pathways and the integration of distributed resources, reflecting broader industrial interests in sustainability and circularity.